Xm ewallet
Offering more in pure quantity than MT4, MT5 has still a hard time replacing its predecessor mostly due to the fact that MT4 is universal, and essentially used by every online broker.
Best forex bonuses
XM: login, minimum deposit, withdrawal time?
Recommended broker
XM is the brand name of trading point holdings limited. They own four subsidiaries, each with their own license.
In cyprus, XM is licensed by cysec. This regulatory body is authorized to work by the governing laws of cyprus when investigating broker firms. Cysec covers its clients’ funds with the ICF which permits for a compensation of up to €20 000 to be paid to traders in case the broker fails to pay its dues.
In australia, XM is certified by ASIC. As most regulatory bodies do, ASIC aims to enforce laws concerning the financial markets, and strives to deliver good investment environment.
XM is also regulated in the mesoamerican country of belize by their respective body: the international financial services commission (IFSC). Their main goal is to promote belize as a financial offshore center while also providing the appropriate regulatory measures to support said endeavor.
The average EUR/USD spread at XM is 1.6 pips, and goes as low as 0.1 pips for XM zero account (plus commission- read below). The leverage can go as high as 1:500. However, due to ESMA introduced laws the leverage in the UK and EU has been limited to 1:30.
XM provides a rich choice of assets, making sure that almost every taste is met accordingly. These are: forex cfds, commodities cfds, equity indices cfds, precious metals cfds and energies cfds.
Expanding XM even further is the baffling volume of languages available: english, australian english, russian, italian, polish, japanese, thai, czech, malaysian, greek, indonesian, swedish, arabian, portuguese, filipino, bengali, chinese, hungarian, french, german, spanish, vietnamese and dutch.
XM LOGIN
The inclusion of the two most popular trading platforms- MT4 and MT5- is not surprising.
METATRADER 4
MT4 is always a good reminder of just how far the industry has gotten. This platform holds the popularity title for many a reason: advanced charting tools, custom indicators, expert advisors and more. MT4’s VPS allow for seamless automated trading at all times, uninterrupted by computer failures, sudden power cuts or connectivity issues.
Average EUR/USD spread is 1.6 pips, and 0.8 pips for the XM zero account (including commission). Due to ESMA the UK and EU are limited to provide a leverage no bigger than 1:30. Offshore subsidiaries of trading point holdings limited are not bound by this rule and can afford a max leverage of 1:500.
XM zero account holders will be commissioned by $3.5 per side (7$ round turn) for every standard lot ($100 000), in turn changing the minimum cost of trading from 0.1 pips to 0.8 pips.
Besides the desktop version of MT4, there is also a neat web based alternative (no trading bots though). Get direct access to MT4 on virtually any device (mobile or tablet) operating with an android or ios operating system.
METATRADER 5
Offering more in pure quantity than MT4, MT5 has still a hard time replacing its predecessor mostly due to the fact that MT4 is universal, and essentially used by every online broker. Nevertheless, MT5 allows for full expert advisor support, has a built in economic calendar, more pending orders are available, has increased time-frames, and much more. Virtual private servers can be utilized as well.
The spread has not changed: with standard account it is 1.6 pips for EUR/USD. By adding the commission to the 0.1 pip spread for XM zero, account holder will get an actual spread starting from 0.8 pips.
In the UK and EU the leverage has been set by ESMA to 1:30 max. Outside of the EU and UK expect the leverage to be as high as 1:500.
The means of access to MT5 are various: desktop, web based platform, ios and android apps.
XM MINIMUM DEPOSIT
The minimum deposit is $5, and $100 if you’re using an XM zero account.
The broker purposefully retains payment methods information from non-deposited traders. From what we gathered, after extensive digging in the website and long customer support chat sessions, XM group is accepting multiple local payment methods including credit/debit card, skrill, bank wire transfer, etc. The full list of payment methods can be seen in user’s member’s area once an account is registered.
The base currencies at XM are: USD, EUR, GBP, CHF, AUD, HUF, PLN.
Wire transfer users will have to wait 2-5 days for their XM accounts to be funded. Card methods and ewallet deposits are instant.
The broker offers free of charge deposits for all methods except those made by wire transfer. If such is the case anything below a $200 (or other currency) will be billed with a commission by the broker.
XM WITHDRAWAL TIME AND FEES
Cysec regulations guarantee that all withdrawals will be safe and secure.
As mentioned above, payment methods are vague and unspecified unless you open an account. What we got from our own research is that XM group is accepting multiple local payment methods including credit/debit card, skrill, bank wire transfer, etc.
All withdrawals are processed within 24 hours. Users of XM card or any ewallet methods will receive their money on the same day the request has been processed, while wire transfer and credit/debit card user will have to wait 2-5 working days.
The minimum withdrawal amount is $5. However the amount does vary depending on the payment methods. And as specified, without an account you cannot see all available methods of payment.
XM covers the fee for wire transfer for 200$ withdrawal and above. Anything below will not be covered by XM and can be burdened with a fee by the client’s bank of choice. All other withdrawal methods are free of taxes.
BOTTOM LINE
XM is massive in both quantity and quality. The regulations mean business, but also security for clients, while the amount of content is, quite frankly, impressive to say the least.
However every rose has its thorns. In XM’s case it’s the commission for XM zero account holders, and the withheld information on deposits and withdrawals.
XM's all deposit and withdrawal options and its conditions
How to make deposit and withdrawal to / from XM MT4 and MT5?
Here is the available funding options and each conditions.
XM - what's now?
Leverage 1:888 does not apply to client registered under the EU regulated entity of the group. The maximum leverage for trading point of financial instruments is 30:1.
- XM’s all deposit and withdrawal methods
- List of fund deposit methods for XM MT4 and MT5
- How to make a deposit to XM MT4 or MT5?
- Anything to be careful before making a deposit?
- List of fund withdrawal methods for XM MT4 and MT5
- Any requirements for fund withdrawal?
- Profit withdrawal requires identity verification process (KYC)
- Are my funds safe with XM?
- Clients’ funds are segregated
- Negative balance protection
- Who is XM?
- Start trading with XM without making a deposit
- XM’s 30 USD no deposit bonus
- Open a demo trading account and trade with virtual money
- How to register for XM’s DEMO account?
- XM’s demo account expires in case of inactivity
XM’s all deposit and withdrawal methods
XM accepts a variety of internationally recognized payment system to ensure maximum availability of your most favorite online payment system.
Below you will find brief information about XM’s accepted deposit methods and withdrawal methods, and more detailed information about commissions, fees, withdrawal terms and payment system country restrictions (if any).
List of fund deposit methods for XM MT4 and MT5
Here is the list of currently available fund deposit & withdrawal methods accepted by XM.
| Deposit options | ||||
|---|---|---|---|---|
| credit cards | accepted currency | minimum amount | fees | appriximate time |
| visa (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| visa electron (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| mastercard | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| maestro | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| unionpay(中国银联) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| electronic payment | ||||
| neteller | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| skrill (moneybookers) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| sofort banking | EUR, GBP | 5 USD (or equivalent) | none | depends on country |
| cashu | USD | 5 USD (or equivalent) | none | instantly |
| przelewy 24 | PLN | 5 USD (or equivalent) | none | instantly |
| bitcoin | USD, EUR, JPY | 5 USD (or equivalent) | none | within 1 hour |
| bank wire transfer | ||||
| bank transfer | USD, EUR, GBP, CHF, AUD, PLN, HUF | 200 USD (or equivalent) | depends on banks | 2 – 5 business days |
How to make a deposit to XM MT4 or MT5?
First, you need to login to XM’s members area, then go to the “deposit” page and follow the instructions of each method.
Anything to be careful before making a deposit?
XM does not accept deposits from third parties. As in, no one else can make a deposit to your trading account.
There is no minimum deposit requirement for micro or standard account, but at least 200 USD is required for XM zero account.
List of fund withdrawal methods for XM MT4 and MT5
| withdrawal options | ||||
|---|---|---|---|---|
| credit cards | accepted currency | minimum amount | fees | appriximate time |
| visa (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| visa electron (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| mastercard | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| maestro | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| unionpay(中国银联) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| electronic payment | ||||
| neteller | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| skrill (moneybookers) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| bitcoin | USD, EUR, JPY | 5 USD (or equivalent) | none | within 24 hours |
| bank wire transfer | ||||
| bank transfer | USD, EUR, GBP, CHF, AUD, PLN, HUF | 200 USD (or equivalent) | depends on banks | 2 – 5 business days |
Any requirements for fund withdrawal?
XM processes withdrawals according to the below withdrawal priority procedure:
- Credit/debit card
- Bitcoin
- E-wallet(electronic payment)
- Other methods (bank transfer)
For more information, please contact XM support team.
Profit withdrawal requires identity verification process (KYC)
As a licensed company, XM prides themselves on the integrity and transparency of the business.
It is a legal requirement of the international anti money laundering act and part of the memorandum of understanding XM has in place with the different regulatory bodies that they are able to positively identify all customers.
This process helps XM provide their best service, and ensures minimal disruptions to your trading.
XM’s KYC processes are the best and the easiest to complete in the industry and they pride themselves on the recognition they have received by being made socially responsible market operators.
All XM’s traders are required to complete a simple form available online and offline where XM can gather several information about your personal background and trading experience that should help them in offering you more professional services.
Please login to your account dashboard and check the KYC module for more information.
Are my funds safe with XM?
For XM, the creation of a fully protected and transparent environment, in which to trade, is of paramount importance.
XM makes sure they do all they possibly can to give you complete peace of mind when depositing your money with them and offer full transparency in everything they do.
XM prides itself on employing strict and uncompromising measures both automated and manual, to ensure that every part of XM’s information systems are fully protected.
XM is committed to keeping your money safe.
XM is a multi-licensed online forex and CFD broker, and that gives XM clients assurance that any funds held with XM are secure and that their resources are adequately managed at all times.
1. Clients’ funds are segregated
As a retail client of XM, you can rest assured that your funds are completely safe.
Client funds are held at some finest and most reputable banks.
With XM, your money is always segregated under regulations / rules and cannot be used by them, XM’s prime brokers, agents and/or their counter-parties.
2. Negative balance protection
XM’s automated risk management system is designed to reduce the risk of your trading account being depleted to zero or turning negative.
You are completely protected against losing any funds that excess your investment with XM.
Who is XM?
XM offers internet-based trading services all over the world, enabling trading operations in the international currency market forex.
XM enables trading different financial instruments such as forex trading, CFD trading in various markets, index and commodity futures and metals, while ensuring round the clock quality technical support.
XM’s handy and easy to use trading platform metatrader4 and metatrader5 offer access to timely financial news, technical analysis of financial instruments, the ability to use mechanical trading systems and much more.
XM pays special attention to their clients, by finding and carefully hand-picking real professionals, who know their jobs.
- Raising the level of financial ability among the population.
- Ensuring the best trading conditions, which rival the ones offered by leading banks.
- Expanding the selection of trading instruments by offering new demandable instruments.
- Creating innovative solutions, which help the traders perform transactions.
- Offering high-quality and high-speed technical support to our customers.
Start trading with XM without making a deposit
If you are not ready to make a deposit to XM’s MT4 or MT5 accounts but you want to start investing, there are still 2 main ways to start your online investment journey with XM.
You can either get XM’s welcome bonus which XM gives you for free and does not require you to make a deposit, or open XM’s demo trading account where you can trade with virtual money to experience XM’s trading conditions without risking your own funds.
1. XM’s 30 USD no deposit bonus
XM’s 30 USD no deposit bonus welcomes new traders of XM.
For eligible traders, XM’s 30 USD no deposit bonus can be credited into live trading accounts without a need of making a deposit.
With XM’s 30 USD no deposit bonus, you can trade on XM’s live trading account without making a deposit and without risking your own funds.
Unlike XM’s demo account, the trading with the bonus will involve real market thus you can experience the market conditions.
For more information about XM’s 30 USD no deposit bonus, please visit the page below.
2. Open a demo trading account and trade with virtual money
XM’s demo account is a forex trading account pre-loaded with virtual money instead of real money in real accounts.
People are always required and encouraged to train themselves on a demo account before engaging in real trading to make sure they get familiar with the platform’s features, market’s hectic hours as well as for testing and enhancing their trading strategies or expert advisers.
How to register for XM’s DEMO account?
Just download XM’s free metatrader4 or metatrader5 terminal from XM official website, install and launch to obtain your free $50,000 demo account automatically. (or any other amount)
You should be ready to trade the markets within 5 minutes of downloading XM’s platform.
You can also signup from here to start from online registration with XM, and get the trading tools, educational materials and access to XM’s members are.
XM’s demo account expires in case of inactivity
To maintain healthy and fast trading servers, all XM demo accounts are set to expire in certain days.
After your demo account expires, you can simply register a new demo account at anytime.
You can signup for as many demo accounts as you need.
Please download metatrader4 or metatrader5 forex trading platform from XM official website and install it on your PC or handheld device to get started.
A demo account is automatically created for you upon first login and pre-funded with $50,000 virtual dollars (or any other amounts).
Post tags
See the trading condition of this mega FX broker.
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I personally think that xm is a scam!! Deposited $99 last week then traded NFP.Made a profit of $326.26 then tried to withdraw the profits but xm wouldn’t let me.They keep telling me that I tried using a third party bank card and funny enough,the very same card that deposited the funds to my account is the “third party”.And worst of all,my $99 deposit has vanished from my trading account yet I’ve been told it has been returned to my trading account.People need to stay away from xm
Pl;ease can you assist on how to make a withdrawal from neteller.Because with my credit card its refusing to process the withdrawal.
Why does it keep telling me my account is invalid when i just made it and had it confirmed via email, i’ve downloaded MT5 from the official website but keeps telling me the account login
I want to change my xm server to mt4
Xm is a scam i made €149 and i made a withdrawal today and they sent me an email saying i can’t take my withdrawal and it was rejected
You are waiting for weeks without asking xm reason? Pretty sure you are missing something….. Me and my friends had never trouble with xm for years
They scammed me I’ve been waiting for my withdrawal for weeks now
Was xm’s server off for about one hour? Any infor?
Can i withdraw the prize of 10 year anniversary? What is requirement?
What if someone have more than $5 to deposit in standard account is it posible
I have nice experience with xm and I just withdrawn profit after 3 month of trading. Very professional and I will continue using mt5 account.
I trust xm with my money. Professional and serious support unlike other amateur brokers. My favourite brokers are xm and fxpro. They are really recommended!!
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Risk warning
Foreign exchange and contracts for difference ("cfds") are complex financial products that are traded on margin. Trading forex & cfds carries a high level of risk since leverage can work both to your advantage and disadvantage. As a result, forex & cfds may not be suitable for all investors because you may lose all your invested capital. You should not risk more than you are prepared to lose. Before deciding to trade, you need to ensure that you understand the risks involved taking into account your investment objectives and level of experience. Past performance of forex & cfds is not a reliable indicator of future results. All information on hercules is only published for general information purposes. We do not present any guarantees for the accuracy and reliability of this information. Please note the spreads displayed in the website are all included extra trading commissions, as it shows the whole commissions charged by each broker. Before you engage in trading foreign exchange, please make yourself acquainted with its specifics and all the risks associated with it. Any action you take upon the information you find on this website is strictly at your own risk and we will not be liable for any losses and/or damages in connection with the use of our website.
Xm ewallet
This is your third and last login attempt available.
Your profile will be blocked if you fail to enter your login details correctly.
Oh no!
We've noticed that you've tried to login more than 3 times.
You might have blocked your online banking profile.
In order to unblock your profile, reset your username and password.
Cellphone banking
- Dial *130*321#
- Select send money
- Select the account you want to send money from
- Key in the cellphone number you want to send to
- Enter the amount you want to send
- Confirm that all is correct (make sure you entered the right cellphone number)
To send money using FNB cellphone banking you need to be registered for cellphone banking.
To register for cellphone banking, dial *130*321#
Online banking
- Log into FNB online banking
- Select the payments tab
- Enter your one time PIN (OTP)
- Select send money
- Select the account you want to send money from
- Select the amount you want to send
- Key in the cellphone number you want to send money to
- Click on finish
You need to register for online banking to send money via the internet
FNB ATM
- Insert your card and enter your PIN
- Select more options
- Select buy it/pay it
- Select send money. Read the terms and conditions and then select proceed
- Key in the cellphone number you want to send money to and select proceed
- Key in the amount you want to send money to and select proceed
- Confirm that all the details are correct and select proceed
- Remember to take your card
No registration or application is necessary if you send money via an FNB ATM
| fee (BWP) | |
|---|---|
| send money | P9.40 |
| withdrawal (you get 1 free withdrawal with every wallet send without exceeding maximum of 4 free withdrawals in the wallet) | FREE |
| dormant ewallet (up to 6 months) | FREE |
| dormant ewallet (after 6 months) | FREE |
Standard network operator rates apply when using your cellphone.
You have access to ewallet
If you are an FNB client with an active transactional account, you already have access to the ewallet service.
Login to online banking, cellphone banking or visit your nearest ATM and select send money to make use of this safe and convenient way to send money to anyone.
Ewallet
Send money anywhere, any time
The ewallet allows FNB customers to send money to anyone with an active cell number. Money is transferred instantly. Recipients can use the money in the ewallet to buy airtime, send money to other cellphones and more.
How it works
Instantly send money or make payments
- You can send money to friends and family members or make a payment to anyone simply and hassle free
- Money can be sent to anyone who has a valid botswana cellphone number and the recipient does not need to have a bank account
- Any GSM cellphone model can be used to send money or to receive money
- Money is instantly available in the ewallet
- Money will be stored in an ewallet. Recipients will be able access the money immediately at an FNB ATM without needing a bank card and without filling in any forms
- Recipients will get all of the money sent as there are no ATM charges to withdraw money
- Recipients don't have to withdraw all the money at once
- Recipients can also check the balance, get a mini statement, buy prepaid airtime, send money on to someone else's cellphone
- You can send money at any time of the day or night via cellphone banking, FNB online banking, FNB app or at an FNB ATM
What's hot
It's for everyone
Send money to anyone with a valid botswana cellphone number
It's simple
The recipient does not need a bank account or bank card
It's convenient
Money can be sent anytime, anywhere, from the comfort and safety of your own home
It's fast
The money is sent immediately and the recipient can access the funds immediately
It's free of bank charges
Pay no bank charges when you send money via ewallet
Ways to send
Send the way you want to
As an FNB customer you can use one of FNB's convenient digital channels to send money to anyone with a valid cellphone number on any network.
Online banking
View how to send money via online banking
Cellphone banking
View how to send money via cellphone banking
View how to send money via FNB ATM
Ways to use
Withdraw, buy + spend
When you receive an SMS notifying you that money has been sent to your cellphone, you can do the following
- Send a portion of the money in the ewallet to another ewallet in exactly the same way
- Withdraw all or some of the money from the ewallet at an FNB ATM without needing a bank card. The rest of the money can be withdrawn at a later stage
- Buy prepaid airtime from the ewallet
- Check the ewallet account balance or get a mini statement
- How to receive money
How to receive money
Turn your phone into a wallet
Once you've received an SMS telling you that you have been sent money
- Dial *130*392# to access the ewallet
- Set a secret 5-digit PIN for the ewallet
- Select 'withdraw cash' and then 'get ATM PIN'
- You'll receive an SMS with an ATM PIN
- Go to an FNB ATM
- At the ATM press the green button (enter/ proceed) and then wallet services
- Key in your cellphone number and ATM PIN
- Choose the amount of money to withdraw. Make sure that either your transaction has ended or that you press 'cancel' before leaving the ATM
If you have been sent money but you have no airtime , dial *103*392# to buy airtime with the money that has been sent to you. Then dial *130*321# .
XM's all deposit and withdrawal options and its conditions
How to make deposit and withdrawal to / from XM MT4 and MT5?
Here is the available funding options and each conditions.
XM - what's now?
Leverage 1:888 does not apply to client registered under the EU regulated entity of the group. The maximum leverage for trading point of financial instruments is 30:1.
- XM’s all deposit and withdrawal methods
- List of fund deposit methods for XM MT4 and MT5
- How to make a deposit to XM MT4 or MT5?
- Anything to be careful before making a deposit?
- List of fund withdrawal methods for XM MT4 and MT5
- Any requirements for fund withdrawal?
- Profit withdrawal requires identity verification process (KYC)
- Are my funds safe with XM?
- Clients’ funds are segregated
- Negative balance protection
- Who is XM?
- Start trading with XM without making a deposit
- XM’s 30 USD no deposit bonus
- Open a demo trading account and trade with virtual money
- How to register for XM’s DEMO account?
- XM’s demo account expires in case of inactivity
XM’s all deposit and withdrawal methods
XM accepts a variety of internationally recognized payment system to ensure maximum availability of your most favorite online payment system.
Below you will find brief information about XM’s accepted deposit methods and withdrawal methods, and more detailed information about commissions, fees, withdrawal terms and payment system country restrictions (if any).
List of fund deposit methods for XM MT4 and MT5
Here is the list of currently available fund deposit & withdrawal methods accepted by XM.
| Deposit options | ||||
|---|---|---|---|---|
| credit cards | accepted currency | minimum amount | fees | appriximate time |
| visa (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| visa electron (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| mastercard | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| maestro | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| unionpay(中国银联) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| electronic payment | ||||
| neteller | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| skrill (moneybookers) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | instantly |
| sofort banking | EUR, GBP | 5 USD (or equivalent) | none | depends on country |
| cashu | USD | 5 USD (or equivalent) | none | instantly |
| przelewy 24 | PLN | 5 USD (or equivalent) | none | instantly |
| bitcoin | USD, EUR, JPY | 5 USD (or equivalent) | none | within 1 hour |
| bank wire transfer | ||||
| bank transfer | USD, EUR, GBP, CHF, AUD, PLN, HUF | 200 USD (or equivalent) | depends on banks | 2 – 5 business days |
How to make a deposit to XM MT4 or MT5?
First, you need to login to XM’s members area, then go to the “deposit” page and follow the instructions of each method.
Anything to be careful before making a deposit?
XM does not accept deposits from third parties. As in, no one else can make a deposit to your trading account.
There is no minimum deposit requirement for micro or standard account, but at least 200 USD is required for XM zero account.
List of fund withdrawal methods for XM MT4 and MT5
| withdrawal options | ||||
|---|---|---|---|---|
| credit cards | accepted currency | minimum amount | fees | appriximate time |
| visa (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| visa electron (credit/debit) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| mastercard | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| maestro | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| unionpay(中国银联) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| electronic payment | ||||
| neteller | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| skrill (moneybookers) | USD, EUR, GBP, CHF, AUD, PLN, HUF | 5 USD (or equivalent) | none | within 24 hours |
| bitcoin | USD, EUR, JPY | 5 USD (or equivalent) | none | within 24 hours |
| bank wire transfer | ||||
| bank transfer | USD, EUR, GBP, CHF, AUD, PLN, HUF | 200 USD (or equivalent) | depends on banks | 2 – 5 business days |
Any requirements for fund withdrawal?
XM processes withdrawals according to the below withdrawal priority procedure:
- Credit/debit card
- Bitcoin
- E-wallet(electronic payment)
- Other methods (bank transfer)
For more information, please contact XM support team.
Profit withdrawal requires identity verification process (KYC)
As a licensed company, XM prides themselves on the integrity and transparency of the business.
It is a legal requirement of the international anti money laundering act and part of the memorandum of understanding XM has in place with the different regulatory bodies that they are able to positively identify all customers.
This process helps XM provide their best service, and ensures minimal disruptions to your trading.
XM’s KYC processes are the best and the easiest to complete in the industry and they pride themselves on the recognition they have received by being made socially responsible market operators.
All XM’s traders are required to complete a simple form available online and offline where XM can gather several information about your personal background and trading experience that should help them in offering you more professional services.
Please login to your account dashboard and check the KYC module for more information.
Are my funds safe with XM?
For XM, the creation of a fully protected and transparent environment, in which to trade, is of paramount importance.
XM makes sure they do all they possibly can to give you complete peace of mind when depositing your money with them and offer full transparency in everything they do.
XM prides itself on employing strict and uncompromising measures both automated and manual, to ensure that every part of XM’s information systems are fully protected.
XM is committed to keeping your money safe.
XM is a multi-licensed online forex and CFD broker, and that gives XM clients assurance that any funds held with XM are secure and that their resources are adequately managed at all times.
1. Clients’ funds are segregated
As a retail client of XM, you can rest assured that your funds are completely safe.
Client funds are held at some finest and most reputable banks.
With XM, your money is always segregated under regulations / rules and cannot be used by them, XM’s prime brokers, agents and/or their counter-parties.
2. Negative balance protection
XM’s automated risk management system is designed to reduce the risk of your trading account being depleted to zero or turning negative.
You are completely protected against losing any funds that excess your investment with XM.
Who is XM?
XM offers internet-based trading services all over the world, enabling trading operations in the international currency market forex.
XM enables trading different financial instruments such as forex trading, CFD trading in various markets, index and commodity futures and metals, while ensuring round the clock quality technical support.
XM’s handy and easy to use trading platform metatrader4 and metatrader5 offer access to timely financial news, technical analysis of financial instruments, the ability to use mechanical trading systems and much more.
XM pays special attention to their clients, by finding and carefully hand-picking real professionals, who know their jobs.
- Raising the level of financial ability among the population.
- Ensuring the best trading conditions, which rival the ones offered by leading banks.
- Expanding the selection of trading instruments by offering new demandable instruments.
- Creating innovative solutions, which help the traders perform transactions.
- Offering high-quality and high-speed technical support to our customers.
Start trading with XM without making a deposit
If you are not ready to make a deposit to XM’s MT4 or MT5 accounts but you want to start investing, there are still 2 main ways to start your online investment journey with XM.
You can either get XM’s welcome bonus which XM gives you for free and does not require you to make a deposit, or open XM’s demo trading account where you can trade with virtual money to experience XM’s trading conditions without risking your own funds.
1. XM’s 30 USD no deposit bonus
XM’s 30 USD no deposit bonus welcomes new traders of XM.
For eligible traders, XM’s 30 USD no deposit bonus can be credited into live trading accounts without a need of making a deposit.
With XM’s 30 USD no deposit bonus, you can trade on XM’s live trading account without making a deposit and without risking your own funds.
Unlike XM’s demo account, the trading with the bonus will involve real market thus you can experience the market conditions.
For more information about XM’s 30 USD no deposit bonus, please visit the page below.
2. Open a demo trading account and trade with virtual money
XM’s demo account is a forex trading account pre-loaded with virtual money instead of real money in real accounts.
People are always required and encouraged to train themselves on a demo account before engaging in real trading to make sure they get familiar with the platform’s features, market’s hectic hours as well as for testing and enhancing their trading strategies or expert advisers.
How to register for XM’s DEMO account?
Just download XM’s free metatrader4 or metatrader5 terminal from XM official website, install and launch to obtain your free $50,000 demo account automatically. (or any other amount)
You should be ready to trade the markets within 5 minutes of downloading XM’s platform.
You can also signup from here to start from online registration with XM, and get the trading tools, educational materials and access to XM’s members are.
XM’s demo account expires in case of inactivity
To maintain healthy and fast trading servers, all XM demo accounts are set to expire in certain days.
After your demo account expires, you can simply register a new demo account at anytime.
You can signup for as many demo accounts as you need.
Please download metatrader4 or metatrader5 forex trading platform from XM official website and install it on your PC or handheld device to get started.
A demo account is automatically created for you upon first login and pre-funded with $50,000 virtual dollars (or any other amounts).
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I personally think that xm is a scam!! Deposited $99 last week then traded NFP.Made a profit of $326.26 then tried to withdraw the profits but xm wouldn’t let me.They keep telling me that I tried using a third party bank card and funny enough,the very same card that deposited the funds to my account is the “third party”.And worst of all,my $99 deposit has vanished from my trading account yet I’ve been told it has been returned to my trading account.People need to stay away from xm
Pl;ease can you assist on how to make a withdrawal from neteller.Because with my credit card its refusing to process the withdrawal.
Why does it keep telling me my account is invalid when i just made it and had it confirmed via email, i’ve downloaded MT5 from the official website but keeps telling me the account login
I want to change my xm server to mt4
Xm is a scam i made €149 and i made a withdrawal today and they sent me an email saying i can’t take my withdrawal and it was rejected
You are waiting for weeks without asking xm reason? Pretty sure you are missing something….. Me and my friends had never trouble with xm for years
They scammed me I’ve been waiting for my withdrawal for weeks now
Was xm’s server off for about one hour? Any infor?
Can i withdraw the prize of 10 year anniversary? What is requirement?
What if someone have more than $5 to deposit in standard account is it posible
I have nice experience with xm and I just withdrawn profit after 3 month of trading. Very professional and I will continue using mt5 account.
I trust xm with my money. Professional and serious support unlike other amateur brokers. My favourite brokers are xm and fxpro. They are really recommended!!
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Hercules.Finance is a financial education website powered by a team of financial specialists and IT experts, mainly introduce solutions of forex, CFD and commodity investment, and a number of payment services. With more than 30 partnered companies all over the world, hercules.Finance offers trusted and timely information for investors and users of the services. By referring to hercules.Finance, you can find all latest news/information, financial technical/fundamental analysis, main/exclusive bonus promotions of partnered companies and a number of educational materials of finance. For the list of all partnered companies, please visit here. For more latest information of the website, please visit hercules.Finance.
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Foreign exchange and contracts for difference ("cfds") are complex financial products that are traded on margin. Trading forex & cfds carries a high level of risk since leverage can work both to your advantage and disadvantage. As a result, forex & cfds may not be suitable for all investors because you may lose all your invested capital. You should not risk more than you are prepared to lose. Before deciding to trade, you need to ensure that you understand the risks involved taking into account your investment objectives and level of experience. Past performance of forex & cfds is not a reliable indicator of future results. All information on hercules is only published for general information purposes. We do not present any guarantees for the accuracy and reliability of this information. Please note the spreads displayed in the website are all included extra trading commissions, as it shows the whole commissions charged by each broker. Before you engage in trading foreign exchange, please make yourself acquainted with its specifics and all the risks associated with it. Any action you take upon the information you find on this website is strictly at your own risk and we will not be liable for any losses and/or damages in connection with the use of our website.
Eyelock to debut prototype of in-vehicle iris authentication for siriusxm's e-wallet
LAS VEGAS , jan. 6, 2020 /prnewswire/ -- LVCC, CENTRAL HALL, BOOTH 13517 – today at CES® 2020, eyelock LLC, a wholly-owned subsidiary of VOXX international (NASDAQ: VOXX), in collaboration with siriusxm (NASDAQ: SIRI), announced that it is demonstrating a prototype of a highly secure, iris biometric touchless gateway to the multiple services that the siriusxm e-wallet plans to offer.
Siriusxm plans to offer the e-wallet to automakers who deploy siriusxm's connected vehicle services, which serves multiple major automotive brands.
Using eyelock's proprietary iris biometric authentication technology as the secure access, the siriusxm e-wallet is being designed to integrate into the vehicle and will allow drivers and their passengers to make purchases for everyday needs while on-the-go: shop and pay for coffee, find and pre-pay for gas, locate and pay for parking, purchase movie tickets, seamlessly pay tolls, and more. CES attendees and invited guests can see how the eyelock prototype will activate and authenticate a payment through voice and touchscreen commands and eliminate driver distractions during the transaction.
Eyelock's custom-designed, visor-mounted prototype will grant an enrolled driver secure access to the e-wallet, with passenger authentication taking place in under one second. Siriusxm will demonstrate the eyelock prototype on two different vehicle models at the show.
"we are thrilled to team with siriusxm to deliver highly secure biometric solutions in the automotive marketplace. Siriusxm's network of automotive manufacturers and established consumer interfaces, combined with our security expertise, will help keep drivers safe and secure with the highest form of biometric authentication," said jeff carter , CEO of eyelock.
In order to implement these services, siriusxm intends to establish virtual payment relationships with a wide-ranging network of retailers and expects to provide advanced authentication capabilities for greater security. This current suite of services is expected to be showcased to automobile manufacturers in 2020.
CES (the consumer electronics show) is the world's gathering place for all who thrive on the business of consumer technology. Owned and produced by the consumer technology association™, it has served as the proving ground for innovators and breakthrough technologies for over 50 years. This year's show runs january 7-10 in las vegas, nevada .
About eyelock
eyelock LLC is an acknowledged leader in advanced iris authentication for the internet of things (iot), providing the highest level of security with eyelock ID™ technology. Iris authentication is highly secure because no two irises are alike, and the iris is the most accurate human identifier other than DNA. The company's significant IP portfolio, including more than 75 patents and patents pending, and proprietary technology enable the convenient and secure authentication of individuals across physical and logical environments. Eyelock's solutions have been integrated and embedded across consumer and enterprise products and platforms, eliminating the need for pins and passwords. Corporations across the fortune 500 recognize the level of security eyelock provides due in part to its extremely high false acceptance rate, ease of use, and scalability. For more information about eyelock, please visit www.Eyelock.Com.
About VOXX international corporation
VOXX international corporation (NASDAQ: VOXX) has grown into a worldwide leader in many automotive and consumer electronics and accessories categories, as well as premium high-end audio. Today, VOXX international is a global company, with an extensive distribution network that includes power retailers, mass merchandisers, 12-volt specialists and most of the world's leading automotive manufacturers. The company has an international footprint in europe , asia and latin america , and a growing portfolio which is comprised of over 30 trusted brands. For additional information, please visit our website at www.Voxxintl.Com.
VOXX international media relations contacts:
larissa goulding
email: [email protected]
Glenn wiener
phone: (212) 786-6011
email: [email protected]
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My withdrawal from XM
Matome
Recruit
Scamxposr
Sergeant
Sorry to hear.
Email them everyday and draw attention to your case every way possible.
Yes, even XM is a scam company.
Pro tip: if it's not you bank, it's a scam!
Or if they aren't regulated in your country, with a know address your actually aware of. Most international e brokers are scams.
Keep the pressure of XM and also retitle this thread to include XM.Com in the title to draw more attention to your issue.
Matome
Recruit
4evermaat
2nd lieutenant
XM (xemarkets, trading point, etc) has been scamming people for quite some time now.
Invite XM.Com to this thread using 2 different methods (email, live chat, FPA forum representative, etc)
If you do not get a resolution to your problem within a few days, then I suggest you file an FPA trader's court case.
BTW, how much was the amount of withdrawal?
Fxmaster
Lt. Colonel
Few steps that you must follow to draw their attention to your issue,
follow the suggested steps below:
invite them to join this thread via email (send an email to every possible address).
Go to their website and invite them to here via live chat
you will find their email and address here https://www.Xm.Com/support
You can also share your story on their social media pages mentioned below:
https://www.Facebook.Com/xmglobal
Fxmaster
Lt. Colonel
Matome
Recruit
XM (xemarkets, trading point, etc) has been scamming people for quite some time now.
Invite XM.Com to this thread using 2 different methods (email, live chat, FPA forum representative, etc)
If you do not get a resolution to your problem within a few days, then I suggest you file an FPA trader's court case.
BTW, how much was the amount of withdrawal?
The reaper of F
Sergeant
In the past, XM had been known for its fairly/transparency dealing with their respective clients. Nowadays, it's just another scam broker operating internationally to entice new clients to deposit more.
Three red flags.
A solid broker wouldn't offer (free trading bonus).
A solid broker would not delay its client withdrawals and will most of time making up for the mistakes made. (such as free additional margin, VPS or perhaps a live VIP webinar).
A solid broker will be operating with extremely strict regulators such as the FPA, ASIC, mifid. (if you ever see a broker operating with cyprus. Just get your bag and run as fast as possible).
Chris zacharia
XM.Com representative
It is not fair to be calling a licensed and regulated forex broker a scam and to be posting faulty information and hiding the truth. This is NOT ethical towards other traders and is totally unacceptable.
Kindly note that XM accepts no deposits from any third party. Payments can only be made from an account that has the same name as the one on your XM trading account. Any funds from a third-party account will be returned regardless of losses/profits incurred.
This applies to your case, your payment is categorized as a third party payment and as such we have returned back all your funds to the source of the original deposit in accordance with our withdrawal procedure policy.
思考は現実化する
自分の潜在意識を書き換えるために、自分が学んだ事を整理しまとめています。
E-wallet (イーウォレット)は海外銀行口座の代わりになり得るだろうか？
海外銀行口座は、為替リスクを和らげる「通貨分散」や、海外投資のための「外貨の保有・受取先」として大きな利点があります。
そう考えて、目をつけたのが「e-wallet (イーウォレット)」です。
今回は、「e-wallet (イーウォレット)」について考えてみたいと思います。
E-wallet (イーウォレット)とは？
E-wallet (イーウォレット)は、電子マネー決済システムのことです。
直訳すると「電子財布」という名前の通り、紙幣などの実体を持たない電子マネーを保有する機能もあります。
E-wallet (イーウォレット)で外貨を保有する
外貨を取り扱う取引所のe-walletを使えば、海外銀行口座のマルチカレンシー口座のように、外貨や仮想通貨を保有することができます。（マルチカレンシーとは「複数の通貨」という意味）
ただe-walletは銀行口座ではないため、取引所のハッキングによる通貨の盗難などのリスクも考えられます。
実際に2014年には、当時、世界最大のビットコイン取引所（本社：日本）だったマウントゴックスが約470億円相当ものビットコインを「盗まれた」と宣言し、破綻することがありました。（ご記憶の方も多いと思います）
2017年6月には、国内の大手仮想通貨取引所の「bitflyer（ビットフライヤー）」と「coincheck（コインチェック）」の2社が「利用者が取引所に保有する口座から通貨を盗まれた場合の被害を補償するサービス」を国内の仮想通貨取引所で始めています。
〈比較〉外貨の扱えるe-walletと海外銀行口座
(1)口座の開設
〈海外銀行口座〉
AML対策により口座開設が厳しくなった今日では、信用できる海外銀行口座を開設するには、現地に行って直接口座開設の手続きを行うのが確実です。
〈仮想通貨取引所のe-wallet〉
外貨の使える仮想通貨取引所のe-walletは、インターネットでの手続きで簡単に開設することが可能。
(2)外貨の保有〈通貨分散〉
外貨の扱える仮想通貨取引所のe-walletであれば、海外銀行のマルチカレンシー口座のように外貨の両替や保有することが可能です。
(3)海外投資への利用
しかし、e-walletはあくまで現金を電子データに変換したものをやり取りしているため、電子データを現金に換えなければ、銀行口座に現金として振り込むことはできません。
そのため投資先が振込先に銀行口座以外にe-walletも指定していないと、e-walletからお金を振り込むことができないのです。
*1 : SWIFT（スウィフト）コード ISO 9362は国際標準化機構によって承認された金融機関識別コードの標準書式である。 SWIFTコード（スウィフトコード）、SWIFTアドレスないしはBICコードとして知られ、銀行間の決済、特に国際決済に使用されている。（wikipediaより）
Eyelock to debut prototype of in-vehicle iris authentication for siriusxm's e-wallet
LAS VEGAS , jan. 6, 2020 /prnewswire/ -- LVCC, CENTRAL HALL, BOOTH 13517 – today at CES® 2020, eyelock LLC, a wholly-owned subsidiary of VOXX international (NASDAQ: VOXX), in collaboration with siriusxm (NASDAQ: SIRI), announced that it is demonstrating a prototype of a highly secure, iris biometric touchless gateway to the multiple services that the siriusxm e-wallet plans to offer.
Siriusxm plans to offer the e-wallet to automakers who deploy siriusxm's connected vehicle services, which serves multiple major automotive brands.
Using eyelock's proprietary iris biometric authentication technology as the secure access, the siriusxm e-wallet is being designed to integrate into the vehicle and will allow drivers and their passengers to make purchases for everyday needs while on-the-go: shop and pay for coffee, find and pre-pay for gas, locate and pay for parking, purchase movie tickets, seamlessly pay tolls, and more. CES attendees and invited guests can see how the eyelock prototype will activate and authenticate a payment through voice and touchscreen commands and eliminate driver distractions during the transaction.
Eyelock's custom-designed, visor-mounted prototype will grant an enrolled driver secure access to the e-wallet, with passenger authentication taking place in under one second. Siriusxm will demonstrate the eyelock prototype on two different vehicle models at the show.
"we are thrilled to team with siriusxm to deliver highly secure biometric solutions in the automotive marketplace. Siriusxm's network of automotive manufacturers and established consumer interfaces, combined with our security expertise, will help keep drivers safe and secure with the highest form of biometric authentication," said jeff carter , CEO of eyelock.
In order to implement these services, siriusxm intends to establish virtual payment relationships with a wide-ranging network of retailers and expects to provide advanced authentication capabilities for greater security. This current suite of services is expected to be showcased to automobile manufacturers in 2020.
CES (the consumer electronics show) is the world's gathering place for all who thrive on the business of consumer technology. Owned and produced by the consumer technology association™, it has served as the proving ground for innovators and breakthrough technologies for over 50 years. This year's show runs january 7-10 in las vegas, nevada .
About eyelock
eyelock LLC is an acknowledged leader in advanced iris authentication for the internet of things (iot), providing the highest level of security with eyelock ID™ technology. Iris authentication is highly secure because no two irises are alike, and the iris is the most accurate human identifier other than DNA. The company's significant IP portfolio, including more than 75 patents and patents pending, and proprietary technology enable the convenient and secure authentication of individuals across physical and logical environments. Eyelock's solutions have been integrated and embedded across consumer and enterprise products and platforms, eliminating the need for pins and passwords. Corporations across the fortune 500 recognize the level of security eyelock provides due in part to its extremely high false acceptance rate, ease of use, and scalability. For more information about eyelock, please visit www.Eyelock.Com.
About VOXX international corporation
VOXX international corporation (NASDAQ: VOXX) has grown into a worldwide leader in many automotive and consumer electronics and accessories categories, as well as premium high-end audio. Today, VOXX international is a global company, with an extensive distribution network that includes power retailers, mass merchandisers, 12-volt specialists and most of the world's leading automotive manufacturers. The company has an international footprint in europe , asia and latin america , and a growing portfolio which is comprised of over 30 trusted brands. For additional information, please visit our website at www.Voxxintl.Com.
VOXX international media relations contacts:
larissa goulding
email: [email protected]
Glenn wiener
phone: (212) 786-6011
email: [email protected]
so, let's see, what we have: XM: login, minimum deposit, withdrawal time? Recommended broker XM is the brand name of trading point holdings limited. They own four subsidiaries, each with their own license. In at xm ewallet
Contents of the article
- Best forex bonuses
- XM: login, minimum deposit, withdrawal time?
- Recommended broker
- XM LOGIN
- XM MINIMUM DEPOSIT
- XM WITHDRAWAL TIME AND FEES
- BOTTOM LINE
- XM's all deposit and withdrawal options and its...
- How to make deposit and withdrawal to / from XM...
- XM’s all deposit and withdrawal methods
- List of fund deposit methods for XM MT4 and MT5
- List of fund withdrawal methods for XM MT4 and MT5
- Are my funds safe with XM?
- Who is XM?
- Start trading with XM without making a deposit
- 1. XM’s 30 USD no deposit bonus
- 2. Open a demo trading account and trade with...
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- Leave a reply cancel reply
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- Send money anywhere, any time
- Instantly send money or make payments
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- Withdraw, buy + spend
- Turn your phone into a wallet
- XM's all deposit and withdrawal options and its...
- How to make deposit and withdrawal to / from XM...
- XM’s all deposit and withdrawal methods
- List of fund deposit methods for XM MT4 and MT5
- List of fund withdrawal methods for XM MT4 and MT5
- Are my funds safe with XM?
- Who is XM?
- Start trading with XM without making a deposit
- 1. XM’s 30 USD no deposit bonus
- 2. Open a demo trading account and trade with...
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- My withdrawal from XM
- 思考は現実化する
- 自分の潜在意識を書き換えるために、自分が学んだ事を整理しまとめています。
- E-wallet (イーウォレット)は海外銀行口座の代わりになり得るだろうか？
- Eyelock to debut prototype of in-vehicle iris...
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