Fort financial services

Review the visa® platinum card disclosures and visa® signature card disclosures for details on each card’s benefits.

Best forex bonuses

Fort financial services, fort financial services.

Perfect for home improvements, dream vacations or college education
Interest-only payments
Zero-liability fraud protection
Tax deductible interest**
No closing costs
No minimum advance amount

Products

Card services

Visa® credit cards

A visa® credit card from fort financial credit union provides great benefits that you’ve always wanted in a credit card.

Credit card benefits

Platinum

Rewards

Review the visa® platinum card disclosures and visa® signature card disclosures for details on each card’s benefits.

Visa® home equity credit card

As companion to the fort financial home equity line of credit, we offer platinum visa® credit cards so you receive all the benefits and security of a traditional credit card while using the equity in your home.**

Perfect for home improvements, dream vacations or college education

Interest-only payments

Zero-liability fraud protection

Tax deductible interest**

No closing costs

No minimum advance amount

Visa® debit card

There is no easier way to shop than with a fort financial visa® debit card. You’ll get all the protection of a visa® card while conveniently using your own money to shop. Visa® debit card is accepted worldwide.

Access your money from thousands of atms all over the world through alliance one network.

Report a lost or stolen debit or credit card

Debit/ATM card: (888) 908-7831 I credit card: ( 800) 449-7728

*3.90% annual percentage rate (APR) applies to balance transfers within 12 months of opening the card and purchases within six months of opening the card. Refer to credit card rates for additional rate information after the introductory period.
**the total amount of lendable equity is the difference between your property value and any outstanding first mortgage balance. This offer is for a new home equity account only and must be secured by a mortgage in at least second position. Offer subject to approval of credit and application. See your tax advisor concerning tax deductible interest. This is a variable rate product. The annual percentage rate is indexed and adjusted monthly off of prime rate plus zero with a floor of 5.99% APR. A rate cap of 18% APR applies. Penalty pricing: if account falls (3) cycles delinquent, the 5.99% introductory APR will be terminated and the account will remain at the most current prime rate. Minimum loan amount = $5,000. Maximum loan amount = $200,000. Minimum opening advance= $0. Pre-penalty fees apply. Draw period is 10 years. See a fort financial credit union representative for complete details.

Fort financial services

+100% of the deposited amount!

Choose a successful trader and copy his trades!

Fort financial services - best ECN\STP forex broker in asia.

Enjoy the highest forex commissions

Win a samsung device or cash!

From february 1 to february 12 make a deposit and trade to become a contest member and win a samsung galaxy smartphone or money for your trading account! Detailed terms & conditions will be published on february 1 on the website and across the official fortfs communities in social networks - don't miss it! Hurry up to register and wait for the start: https://trader.Fortfs.Com/personal/verification

We are launching the long-awaited rewards program for all subscribers of our social networks - share posts with your friends and get money on your fortfs account as a reward! �� the participants will get the following benefits: • real money for reposts • the reward is available for withdrawal without restrictions • you can withdraw the reward or use it in trading hurry up - the number of rewards is limited! �� read the conditions: https://www.Fortfs.Com/promotion/contests/rewards-program �� earn: https://trader.Fortfs.Com/rewards

MEGAPROTECT BONUS

№1 forex bonus that guarantees to protect your funds during drawdowns and gives +100% to the deposit! Take advantage of the bonus and get the following benefits: +100% to the deposit! 100% drawdown protection no expiration period

Top copymasters

Abctrading
slovenia

Agrotendencias
venezuela

Issasuke
malasya

Mastergrid
poland

RSSTAGE7
canada

Withdrawals to payment systems

XAUUSD market technical outlook

Analysis method - “gann swings + price action”

ECB statement adds pressure to EUR / USD

On friday, the dollar is strengthening across the entire spectrum of the market.

Strong dollar limits opportunities for gold recovery

On friday gold remains under pressure due to the strengthening of the dollar.

Top S.T.A.R.

Pioneer
singapore

Luxembourg
luxembourg

FORMULA
singapore

Profitfx
singapore

Bobcat
taiwan

Copytrading is the automatic service to copy trades from the accounts of the leading successful traders. The system allows to manage the financial risks by setting the copy ratio according to your free margin.In order to help you to choose an appropriate master account we developed a convenient ranking list which highlights the efficiency of each account.

Our service (platform) is aimed to help the experienced traders to get extra profit by selling the subscription for the trading signals from their master accounts.

Copytrading main benefits:

Refund guarantee in case of an absence of the trading signals.

Master accounts rating list based on relevant information.

Full control over your trading.

0.1 second copying execution

Payments systems

Fort financial services LTD,
registration number 25307 BC 2019
suite 305, griffith corporate centre
P.O. Box 1510, beachmont kingstown
st vincent and grenadines

+371 67 66 0716

Fort financial services LTD is incorporated in st. Vincent & the grenadines as an international business company with the registration number 25307 BC 2019. The objects of the company are all subject matters not forbidden by international business companies (amendment and consolidation) act, chapter 149 of the revised laws of saint vincent and grenadines, 2009, in particular but not exclusively all commercial, financial, lending, borrowing, trading, service activities and the participation in other enterprises as well as to provide brokerage, training and managed account services in currencies, commodities, indexes, cfds and leveraged financial instruments.

Fort financial services – forex broker rating and review 2021

status
	https://www.Fortfs.Com
regulation	IFSC
trading software	metatrader 4, CQG, NINJA, binary trading platform (WEB version)
headquartered	suite 5, garden city plaza, mountain view boulevard, belmopan, belize

Fort financial services is a licensed international financial broker which operates under a license IFSC/60/256/TS/14 issued by international financial services commission of belize. The company is operating since 2010 and is trusted by clients from more than 30 countries worldwide.

The unique feature of fort financial services is the widest range of tradable contracts available among top 50 brokers of the world. More than 500 contracts to choose from, including: more than 150 currency pairs to trade on FOREX, binary options, CFD contracts on oil, gas, commodities, precious metals including palladium, futures, indices of U.S, european and asian stock exchanges, ETF contracts, currency futures and many more.

All these trading opportunities are specifically adapted for the most famous and most reliable trading platform - MT4. We also provide an opportunity to trade on ninjatrader which is a flexible and a multifunctional trading platform which works with different markets and trading instruments: futures, forex and stocks. Moreover, for those who seek a more advanced level of trading we offer a CQG platform, which provides a direct market access to more than 40 world top exchanges through a global network of united exchange gateways and servers.

Fort financial services trading information

Fort financial services — latest reviews and comments 2021

I deposited around $500 into my account. Now fortfs has taken all of my money away. I am a US citizen, so they said they have the right to take all of my money.

Charles 15 january, 2020 reply

I trade with FORTFS about a year. This is not a very long period but it is enough to write a review. The impression of the company is good. The conditions for manual trading are very good but for EA I think it is just perfect! Withdrawals are OK so I think this broker deserves positive review.

I am with fortfs 1,5 years now. Started with no deposit bonus but could not work out conditions to withdraw it. But trading is really OK. I deposit 100 USD and already withdraw more than 200. Spreads sometimes go wider on news but all brokers have it. But in general everything is good . Withdrawals are OK.

Manuel G. 12 december, 2019 reply

Unlock market coverage and price events across more than 35,000 currencies, stocks, indices and more! Gain insights into what moves the market with market buzz when open and fund a moneta markets live account with $500 or more!

I want to withdraw my money but they are not givng money. Support is also off. Phone is off.

Javed 28 november, 2019 reply

Be aware after complete lots when i submit withdraw request they reject and i recive and email i have a complete statement or withdraw request screen shot.
Dear client, welcome bonus and profit gained with the help of bonus funds were canceled according to the clauses 11-12 of welcome bonus conditions. 11. In case of fraudulent actions (such as: the bonus was received by the same person on more than one account or under different profiles, multi-directional trades, meaningless lots generating and etc.), the company reserves the right to, without prior notice, cancel the bonus and the earned profit from such an account (accounts). 12. In case of any relation is detected between accounts (IP address, used devices and etc.) as well as the use of services that provide anonymity (VPS, proxy, VPN, networks such as VPS and etc.), the company reserves the right to, after investigation, cancel the welcome bonus and the earned profit. In particular, our investigation has revealed trading without commercial meaning in order to artificially generate lots, which is a direct violation of terms. Sincerely yours, fortfs. Ticket details. Ticket ID: 275490. Department: dealing. Type: issue. Status: closed. Priority: normal

I opened and account with them, they cleaned out my account for 1200 euros. Are these people for real, fraudulent no respect for clients.

Asande N shange 7 august, 2019 reply

Took the recent bonus, the bonus is good. They paid me my money after some time, all i need is trade many lots. But it is free bnus. Recommend for new trader to try. Tq fort

Arianto 18 july, 2019 reply

I work thoroughly for about a year with a broker, I like that the leverage has range, I trade at 1: 200 is pretty safe. MT4 is also convenient, I do not even really need MT5. Money is paid in good faith. And this broker faithfully withdraws money without incomprehensible delays.

I started not so great but I gained a lot of respect for fortfs. There was a misunderstanding at first and a mistake but they can admit when they were not right and solved the problem with my order. The live chat was very helpful. I will continue trading here for now because they seem a responsible broker.

Daniel 13 december, 2018 reply

Not my first forex broker and impressions about it make it the most good. The platform is reliable, fast, with no glitches, for example, there is no way for them to change the order. Learning and demo and real is just great. I have a STAR account that grows really well, I'm very happy. In general, very professional. I spoke recently with people whom I recommended tp join my STAR on fort fs, also pleased.

Helmut 25 october, 2018 reply

Fort financial services rating

Fort financial services reviews rating

Top 10 forex brokers 2021

Latest forex reviews

Make sure to receive $100 on your trading accounts only from the 27th to the 31st of january! Welcome bonus 100 USD is the best way to start trading.

Get a higher % of the bonus depending on the deposit amount: $200 deposit = 200% deposit bonus; $150 deposit = 150% deposit bonus.

Only from december 02, 2019 to january 01, 2020 participate in the promotion and get up to $15 for every 10 closed lots with a trading account.

From november 27 to november 29, 2019, all fortfs clients will be able to get the largest no deposit bonus in the history of the company - $10000 cents!

Only on november 29 all fortfs clients will be able to get the largest no deposit bonus of $10000 cents! Do not miss this unique offer!

Only until december 01, a threefold increase in the deposit amount is available for all fortfs customers! Use the advantage to engage.

On monday, asian markets traded mainly in the red zone. Investors reacted negatively to donald trump's comments that the united states and.

Autorebate extra: +10% extra cashback for each lot! Get up to 33 USD per lot for 33 days! Increased rebate is available until december 06 only.

Fort financial services

+100% of the deposited amount!

Choose a successful trader and copy his trades!

Fort financial services - best ECN\STP forex broker in asia.

Enjoy the highest forex commissions

Win a samsung device or cash!

MEGAPROTECT BONUS

Top copymasters

Abctrading
slovenia

Agrotendencias
venezuela

Issasuke
malasya

Mastergrid
poland

RSSTAGE7
canada

Withdrawals to payment systems

XAUUSD market technical outlook

Analysis method - “gann swings + price action”

ECB statement adds pressure to EUR / USD

On friday, the dollar is strengthening across the entire spectrum of the market.

Strong dollar limits opportunities for gold recovery

On friday gold remains under pressure due to the strengthening of the dollar.

Top S.T.A.R.

Pioneer
singapore

Luxembourg
luxembourg

FORMULA
singapore

Profitfx
singapore

Bobcat
taiwan

Our service (platform) is aimed to help the experienced traders to get extra profit by selling the subscription for the trading signals from their master accounts.

Copytrading main benefits:

Refund guarantee in case of an absence of the trading signals.

Master accounts rating list based on relevant information.

Full control over your trading.

0.1 second copying execution

Payments systems

Fort financial services LTD,
registration number 25307 BC 2019
suite 305, griffith corporate centre
P.O. Box 1510, beachmont kingstown
st vincent and grenadines

+371 67 66 0716

Fort financial services

Credit/debit cards

Fasapay

Local bank transfer

Neteller

Perfect money

QIWI

Skrill

Webmoney

Wire transfer

Account types:

Hedging

Overnight interest rates (swaps)

Pending orders

Automated trading

Forex 1:1000

Gold & silver 1:100

CFD 1:10

Oil 1:100

Stocks 1:10

Cryptocurrencies 1:3

Minimum account size $5

Minimum position size 0.01 lot

Spread type variable

Typical spread on EUR/USD, pips 1.3

Minimum spread on EUR/USD, pips 0.8

Commission (one-way) for CFD per 1 std. Lot $10

Scalping allowed

Expert advisors allowed

Trading instruments

Hedging

Overnight interest rates (swaps)

Pending orders

Automated trading

Forex 1:100

Gold & silver 1:100

CFD 1:10

Oil 1:100

Stocks 1:10

Cryptocurrencies 1:3

Minimum account size $5

Minimum position size 0.01 lot

Spread type variable

Typical spread on EUR/USD, pips 1

Minimum spread on EUR/USD, pips 0.3

Commission (one-way) for CFD per 1 std. Lot $10

Trading instruments

Reviews

74 reviews of fort financial services are presented here. All reviews represent only their author's opinion, which is not necessarily based on the real facts.

Now there are a lot of brokerage companies on the market. It’s very difficult to make a choice. Several times, other companies deceived me. I have been working with FORTFS for almost a year. They work honestly. Approved all withdrawal applications. Do not stop me from trading when I make money.

The company offers the trader many interesting things. A lot of trading tools, including cryptocurrencies and cfds. More choices than many competitors. + the company gives the trader several trading platforms to choose from (chose MT5 for me).

I have been trading with this company since march 2019. Already six times made small withdrawals. I like the terms of trade. Several times I contacted technical support for advice. The guys quickly told everything and answered questions. I like that broker has MT4 and MT5 platforms. There are no reasons to change the company. I will trade here further.

I find it difficult to evaluate this company. There are both advantages and disadvantages. The company offers a large selection of trading accounts that are suitable for both beginners (cent accounts) and experienced traders. There are several trading platforms to choose from. The company offers favorable conditions for deposit / withdrawal of funds (commission 0%). On the other hand, there are companies on the market that can offer lower spreads (the commission in this case will be higher). For many traders, the spread is very important. I give this broker 8 stars!

I’ve been working here for some time and I want to say that the broker is quite adequate. I didn’t notice requotes; slippage sometimes happens on strong price movements. Online support managers really help . The company gives bonuses on good terms. I have already withdrawn more than I deposited. Trading conditions did not become worse.

Good broker.. I’m received my bonus money.. No deposit, just take the bonus.. Today I’m received 85 usd as they said. Good reputation broker.. All take bonus. Tq

I want to tell some information about this broker.

For the first sight nothing special, everything is ok. You can pass the registration and open a trade account. After I have maid a deposit (not so much money) everything was all right.

My trade situation was very nice, profit was about 40 % from deposit for one month. Then I decide to make a big deposit to make my profit bigger.

After that I asked support team about verification and other thing, and it was so unexpectively for me that they are so slow. Like I should wait for answer from support team for a few hours.

Than my situation is changed, I need money, so I want to withdraw it from my trade account. They ask me to pass verification one more time, and they ignore me at all. Now I made like a 5 tickets, and nobody answer me.

My first impressions were not great but I gained a lot of respect for fortfs. There was a misunderstanding at first and I lost my bonus but they can admit when they were wrong and solved the issue with my order. The live chat was super helpful. I will continue with them trading here for now because they grew on me.

I liked the welcome bonus. A good way for beginners to try a company without investing their own funds. And there is no one forcing you to invest money and open an account, so no pressure. If you work hard enough you can withdraw it too, one of my buddies did. Bonuses are exactly that, bonuses, and the company itself is well suited for any type of trade, in my opinion.

Good from start, but it is a big pity that spreads are indeed much wider than they advertise on their site. They say that spread is dynamic and can differ from time to time, but it was not different from time to time it is huge in up to 2.5 pips almost all the time! And when to withdraw starting deposit and trade from profits that have made, slippage appears on every trade that is more volume that 0.1 pip. I was about to check how do they withdraw but it is a problem that just nothing to withdraw. When you make negative trades they process quickly but when you profit they execute several seconds and always with slippage. To obvious just to be unlucky market movement. They play against traders.

Not my first forex broker and impressions about it make it the most good. The platform is reliable, fast, with no glitches, for example, there is no way for them to change the order. Learning and demo and real is just great. I have a STAR account that grows really well, I’m very happy. In general, very professional. I spoke recently with people whom I recommended tp join my STAR on fort fs, also pleased

Got a no deposit bonus. 2 months later got my withdrawal. Everything went smoothly - definitely recommend. Has been scammed before by other brokers, so it's nice to actually see my hard earned money on my card =) dank fortfs

Never had any problems despite trading for 2 years. Spreads are low and support is helpful. Almost 2k profit. Very good broker.

Fortfs is a well know broker with a nice support and tight spreads. I suggest you to try the welcome bonus

I had the chance to use this broker and the truth is the spreads are tights and the withdrawals are fast, sometimes in just few minutes and they are giving different types of deposit bonus. I realy like it

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Let us help drive your success

RTS financial and RTS carrier services offer an integrated, easy-to-use solution for factoring, fuel discounts and trucking software. We help trucking companies grow faster, control costs and improve efficiency.

THIS JUST IN: introducing the new RTS and pilot bundle!

RTS financial is now partnering with pilot company to offer customized fuel and factoring solutions tailored to your fleet!

Welcome to RTS

Trucking services and software

Since 1986, we have been dedicated to making trucking companies more efficient and more profitable.

Trucking factoring

Simple, transparent pricing with no hidden fees. No ACH fees, no minimum-volume fees and no processing fees.

Fuel card program

Big savings at more than 2,000 fuel stations and credit lines of up to $2,500 per truck, per week.

Credit reports

Equip yourself with information. Use RTS pro to find freight brokers with strong credit and payment histories.

Protransport

Easy-to-use trucking software for all of your daily operating needs.

RTS pro

RTS pro is an all-in-one mobile solution for your trucking company, providing quick access to your fuel discounts, factoring services, broker credit ratings and trucking software.

Fort financial services

at fort financial, you’re not a banking customer, but a member/owner. Membership qualifies you to apply for any of our great services and products, which will earn or save you more money.

How to become a member

To become a member, you must meet one (1) of the following requirements:

You must qualify for a fort financial territory. Refer to the community territory maps below for eligibility.

Your place of employment must be part of our select employer groups (SEG).

If a family member qualifies for either of the two requirements above, you are eligible.

You are a member of the financial fitness association.

If you are applying for membership as a financial fitness association member, please contact us before completing the online application.

Fort financial membership territories

Fort financial credit union has been granted a specific “territory” that allows us to open our membership to anyone who lives, works, worships, attends school or has a business within our government approved areas:

Select employer groups (SEG)

If you or a member of your family is employed by one of our select employer groups, you are eligible for membership with fort financial credit union. If you’re employer is not listed, ask them to join our select employer group. Becoming a SEG is easy!

Family membership

If a member of your family qualifies for membership with fort financial, you are eligible to join too!

Financial fitness association

Members of the financial fitness association have access to educational resources to help effectively manage money at any stage of life. If you decide not to renew your FFA membership after one year, it does not affect your fort financial membership.

Naples, FL

Whether you own a business or manage a household, you have a lot on your plate. However, it is possible to shift some of that responsibility over to someone else. By contracting an experienced financial services firm in naples, you can turn your financial duties over to industry professionals so you can focus on what’s important.

At fort pitt capital group, we offer a wide array of financial services for naples-area individuals, businesses, retirement plan sponsors and nonprofit organizations. We provide personalized investment management so you can get the most out of your company, build your family’s future or further your organization’s mission.

Interested in our naples financial services?

Services we offer for individuals

If you’re looking to achieve your personal goals through dynamic, individualized investment services, fort pitt capital group is here to help. We believe you should always be in the loop when it comes to your finances. That’s why our naples financial services company offers clear and reliable advice without the confusing technical jargon.

We’ll help you navigate life’s transitions through naples-based financial services for individuals:

Private wealth management.

Financial advisory services.

Portfolio management.

Services we offer for business owners

Allow us to manage your assets as you work toward building your business. We offer objective investment advice, masterful insights and personalized strategies geared toward your needs and objectives so your business can use its assets to reach its full potential.

Institutional portfolio management based on your goals.

Investment advice based on experience in numerous industries.

Business exit planning services.

Services we offer for retirement plan sponsors

Our naples financial services firm can help you attract workers and keep up employee retention by developing the perfect retirement plan.

Create a retirement plan that will satisfy your employees and benefit your business with our retirement services:

Fiduciary oversight

Personalized plan design

Employee 401(k) retirement plans

Investment consulting

Administration and compliance

Services we offer for nonprofits and institutions

If you need nonprofit financial services in naples, fort pitt capital has got you covered. We take charge of your investments and offer guidance to generate opportunities for donors to contribute to your cause. You can trust us to optimize your funding while you focus on your mission.

Our nonprofit and institution services include:

An investment policy statement.

Outsourced chief investment officer services.

Financial outsourcing communication and reporting.

Benefits of working with fort pitt capital group

When you partner with our naples financial services company, you’ll reap the benefits of our vast experience and expertise. At fort pitt capital group, we exhibit the professional traits you need to further your business financially:

Great client service: we genuinely care about our clients and the overall experience they have with us. That’s why we keep your best interests in mind when managing your money.

Transparency: you’ll always be in the know about our financial operations — we value open communication and transparent processes.

Investment strategy: we design your investment portfolio without falling victim to industry trends. Each of our plans is crafted with thoughtfulness and research to pair you with the financial strategy for your needs.

Internal expertise: our team of industry professionals has a diverse skill set that we use to create optimal value for our clients.

Book financial services in naples today

For naples financial services, choose fort pitt capital group. Our talented financial advisors are trained to make the most of your funds with wealth management, investment analysis and financial planning services.

Financial readiness

Darnall loop, 2nd floor BLDG 36000
+1 (254)553-3101
mon-fri 7:30 a.M. - 4:30 p.M.
Facility closed and utilizing telephonic and email assistance.
Email us

With the army family web portal, community members can access information on ACS services, search volunteer opportunities, submit quality of life issues and much more.

Adjusted operations

Community information/plans and operations
+1 (254)287-2214

Employment & volunteer services
+1 (254)287-6067

Exceptional family member program
+1 (254)286-6584

Financial readiness program
+1(254)287-8500

Mobilization & deployment readiness
+1(254)288-2794

Survivor outreach services
+1(254)368-5365

Soldier & family assistance center (SFAC)
+1(254)286-5768

The financial readiness program is your resource for information on money matters. We can help you better understand financial topics like:

Military pay

Checkbook/debit card management

Financial responsibility

Credit reporting

Debt elimination strategies

Saving

Investing

Budgeting

We can also help you learn about other financial services, including:

Army emergency relief (AER): A private, nonprofit organization established to help soldiers and their families in emergency financial situations due to no fault of their own.

Education program:offers need-based scholarships to help eligible army families with education costs.

For more information about how the financial readiness program can help you, contact your nearest army community service center.

Other helpful financial readiness links include:

Thrift savings plan: A federal government-sponsored long-term retirement savings and investment plan, available for both federal civilian employees and members of the uniformed services.

U.S. Savings bonds: A shorter-term savings option with competitive interest rates and backed by the full faith and credit of the united states.

Military saves: A component of the nonprofit america saves and a partner in the department of defense’s financial readiness campaign, military saves seeks to motivate, support, and encourage military families to save money, reduce debt, and build wealth.

Money matters: A mobile-optimized resource with calculators for savings, debt reduction and other reference material in one location.

Housing resources for military members: the national military family association has compiled a great list of resources to help military families who are struggling with the pitfalls of the housing crisis.

Army onesource: network of the services and delivery of support to soldiers and their families.

Military onesource: A department of defense-funded program that provides comprehensive information on every aspect of military life at no cost to active duty, national guard, reserve members, and their families.

Office of servicemember affairs: A component of the consumer financial protection bureau helps to educate and empower military members, veterans, and their families in the consumer financial marketplace.

Saveandinvest.Org: A project of the FINRA investor education foundation, a free, unbiased resource dedicated to your financial health. Helps you make informed decisions through easy-to-use tools and resources, and arms you with the information you need to protect yourself from investment fraud.

Better business bureau military line: provides specialized education and support services, which meet the needs of active and retired military personnel and their families.

Family subsistence supplemental allowance (FSSA) pre-screening

Pre-screening and counseling for soldiers who qualify for the FSSA entitlement. FSSA is an entitlement authorized by congress in 2001 and created to supplement the soldier's basic allowance for subsistence (BAS). This entitlement will not exceed $1100 per month. Information and application for FSSA is web-based and can be found under the "life events that impact your benefits" tab.

Car buying for the savvy consumer

Module 1: choosing the right vehicle

Module 2: inspections, warranties and financing

Module 3: closing the deal

army emergency relief (AER) overview

Overview

Army emergency relief (AER) is a private, non-profit organization established to assist soldiers and their family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment.

Education programs

AER’s education program is a secondary mission to help army families with the costs of education. The three separate scholarship programs are:

Stateside spouse education assistance program
• applicant must be the spouse or widow(er) of an active duty or retired soldier and reside in the united states.
• stateside applicants must be full time students.
• first undergraduate degrees only.
• active duty military personnel are not eligible.

Overseas spouse education assistance program major general james ursano scholarship fund for dependent children.

Overseas spouse education assistance program
• applicants must be a spouse of an active duty soldier assigned in europe, korea, japan, or okinawa.
• applicants must physically reside with the soldier at the assigned location.
• first undergraduate degrees only.
• off post students are not eligible.
• spouses may be part time or full time students.

Major general james ursano scholarship fund for dependant children
• dependent children, stepchildren, or legally adopted children of army soldiers on active duty, retired or deceased while in active duty or retired status.

The children of grey area reservists/national guard are eligible as well.

Scholarship awards will be awarded up to half the cost of tuition. Scholarship awards are based on financial need, as evidenced by income, assets, family size, and special circumstances.

Applications and instructions are available for all the scholarships on the AER website at www.Aerhq.Org

Credit booster

Learn how to read and understand your credit report; how a credit score is determined and how you can improve your score. Learn how to correct errors found on your credit report which can reflect on your credit score. Also, you will learn how to understand the calculation of finance charges and how to lower your interest rate.

Banking

Discover the differences in banking institutions. This class places emphasis on record keeping and personal organization of finances.

Budget/debt management

This class teaches how to create an accurate budget/spending plan that you can stick to and that meets your need; plus information and strategies for managing personal debt; how to escape its clutches and improve your credit score.

Saving and investing

This class provides and overview of all types of saving and investment products; this class covers the basic information needed to understand how savings plans and different types of investments work. The topics covered include IRA’s, 401K’s, TSP, 529 plans, and money markets accounts.

Understanding insurance

Students will learn the basics of understanding insurance. The instructor will discuss the different reasons for purchasing insurance (life, auto, home, and renter’s).

Home buying

Buying your first home can be overwhelming. You will learn home buying terms such as down payment, mortgage, escrow, financing, home inspection, survey, property taxes, fees, titles, insurance, and legal responsibilities.

Consumer affairs and identity theft

The goal of this class is to help the soldier and their families make smart consumer decisions and how to avoid problems in our increasingly complex marketplace. Subjects include purchasing a car and auto repairs; dispelling myths and avoiding scams; telemarketing, internet and mail fraud schemes; consumer laws, and many other topics. Information is provided on how to resolve disputes effectively and what role local, state, and federal agencies play in protecting consumers.

Consumer affairs office

The consumer affairs office offers many services to include:

Pre-purchase information and advice
we provide information on specific businesses and advice on many consumer subjects. Brochures and other literature on a variety of consumer subjects are available. You may also obtain phone numbers and addresses for local, state, federal and corporate consumer affairs agencies.

Complaint resolution and requests for assistance
we assist in resolving problems, please call for an appointment. Walk-ins will be seen upon space availability.

Solicitation office

We offer assistance to commercial and home based businesses and their authorized agents interested in conducting business on fort hood by:

Providing solicitation information and service.

Processing applications for permits to do business on post.

Issuing and annually renewing permits.

Monitoring the actions of the permit holders for regulation compliance.

Initiating investigations upon receiving complaints of violations of AR 210-7, FH regulation 210-7 supplement and FH regulation 210-5.

Command financial specialist program (CFSP)

Our command program, helps prepare soldiers and families to deal with financial situations for deployments as well as the financial realities of day-to-day military life. We provide commanders a mechanism through which financial education, training, counseling, and referral procedures are established in their units to promote sound financial practices, personal integrity, and financial responsibility.

Our objective is to enhance and maintain mission readiness and quality of life by providing soldiers and their family members a ready-made program to help achieve personal financial readiness and deployability through the use of sound money management and consumer skills.

Army emergency relief (AER)

We play a unique and important role in helping the army "take care of its own." our office provides emergency financial assistance to soldiers, both active and retired, and their family members during period of valid emergencies.

Approval of an AER loan is based on the need created by an emergency beyond the control of the soldier. Although each loan application is considered on its own merit, our office should be the last aid station when all other agencies have been unable to assist (red cross, finance, other ACS programs, etc.)

We will consider cases in the following areas:

Non-receipt of pay

Loss of funds

Medical, dental and hospital

Funeral expenses

Required travel expenses

Food

Rent / utilities

Essential POV repair privation

We are unable to provide assistance for abortions, bad checks, civilian court fees, fines or judgments, bail bonds, liens, legal fees, credit card bills, telephone bills, marriages, divorces, ordinary leaves or vacations, liquidation/consolidation of debts, overdrawn bank accounts/overdrafts, state or federal income taxes.

Soldiers applying for AER assistance must first see their command financial specialist (CFS). The CFS will then schedule an appointment with the AER office. The unit commander must sign all AER forms 600 or 700. Continued command and individual support, prompt repayment of loans, and the use of the AER program for valid emergencies will ensure the continued availability of AER funds for all soldiers.