Email bonus 2021

Type COMMAND in taskbar search. When command prompt shows up in the search results, click on “run as administrator”.

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Bonus Questions; Answers 2021-1, email bonus 2021.

Ellen has problems with edge
during the past 2-3 months, after edge updates, when I want to access different websites, edge takes a very long time to reach the sites and eventually, an on-screen message quickly flashes ” this isn’t working right…try clearing cookies (which I do very frequently) …error…too many redirects”. Then, the desired website finally appears on the screen. This happens every day, many times every day.

Bonus questions & answers 2021-1

Bonus questions and answers 2021-1

We get a lot of great questions. We try to answer as many as we can in our infoave weekly newsletter. And sometimes we use them as inspiration for our tips and tricks. And sometimes, especially after holidays, when we have many good questions that we don’t have room for in our newsletters. So occasionally, we’ll publish these as “bonus questions and answers”.

Here are this week’s bonus questions and answers.

Erik is switching from incredimail to OE classic and has some questions
hello dear friends. Thank you for the good advice to install OE classic. I find it very easy to use, it works perfectly. Now my question is it possible to transfer all animations, letters, stationery, etc. From incredimail to OE classic pro? I have incredimail on another PC and my wife can’t miss all those animations and stationery.

Our answer
hi erik. While incredimail stationery does not work in OE classic, you can now import your info and messages from incredimail to OE classic as of this week’s update:

Incredimail import (1.0, 2.0 and 2.5 formats)

Patty says her computer went incognito
I woke up this morning and found my laptop telling me I had gone incognito. I cannot remember what this means or if it is something I need. What does it do? Is it a good thing to have? If not, how do I go back to whatever mode I had?

Our answer
hi patty. Computers don’t go incognito, but browsers do. Google chrome has an incognito mode – firefox and edge have “private modes”. It just means your browser is not saving cookies or browsing history when you’re in incognito mode (chrome). Just close chrome and reopen it – and it should reopen in normal mode.

Beverly is getting blue screens (bsods)
hello EB & TC. On three occasions lately, I have had a blue screen pop up that says your device has run into a problem and needs to restart. We’re just collecting some error info, and then we’ll restart for you. For more information about this issue and possible fixes, visit https://www.Windows.Com/stopcade. If you call a support person give them this info.”

I failed to make note of the info the first time, but the second time it said…

“stop code: page fault in the non-paged area,
what failed: win32kfull.Sys”

And the third time it said:
“stop code: SYSTEM SERVICEEXCEPTION
what failed: eppwfp.Sys.”

Even though it said it would restart for me, it never did and I had to do a hard shut down and restart. Can you tell me what is going on? Thanks in advance for any help you can give.

Our answer
hi beverly. Blue screens are almost always caused by bad drivers. Make sure you have not installed any driver updater programs – intentionally or unintentionally via bundled freeware. But I’m skeptical of the origin of this message since the link it gives you leads to a “page not found”.

I suggest that you uninstall any driver updater programs that are installed and then follow the instructions on this page on how to run SFC and DISM scans.

I hope this helps you, beverly.

Jane asks about the windows 10 weather app
is it okay to pin the win 10 weather app to the taskbar? Thanks, jane.

Our answer
hi jane. Windows 10’s weather app is great. I have the weather app pinned to my start menu as well as my taskbar. If you use it every day like I do, pinning it to your taskbar is a smart thing to do.

Jean needs to find her wireless network password
I am moving, packing, etc. For years I have had my WIFI network password in one place. It was in the writing desk. Everything in the writing desk was packed in two small boxes or so I thought. I now cannot find the envelope that contains the password. I am moving on jan 4 and need the password to connect WIFI in the next place. Downloaded nirsoft. Windows defender tried to stop it, but I got over that hump. Extracted the files. Down at the bottom of wireless key view, 0 keys are entered. But I do have a key and I do have a password.

When I attempt to install WIFI in the new place, I could use a new name and password but would rather not.

I also tried the instructions you gave us using the command prompt. It said “the wireless autoconfiguration setting is not running. ” I tried it twice.

Is there any other way to recover my password or should I just create a new one when the time comes?

Our answer
hi jean. Good question. Many people got new smartphones, tablets, streaming devices for christmas and they may also need to find their wireless passwords to set up their new internet-connected devices. So we posted this tip this morning to remind folks there’s a really easy way to recover wireless passwords without using any 3rd-party software.

At the bottom of that article, there is a link to another way to recover wireless passwords without using any third-party software.

We hope this helps you, jean.

Dotty has a mysterious user account on her login screen
I first turn it on. In the lower-left corner are the two user accounts. There’s my account and then there’s an account called “administrator”. I can’t remove this account because it does not show up in “accounts” in settings. How do I get rid of it?

Our answer
hi dotty. That’s called a “super administrator” account. You can remove that account only one way:

Type COMMAND in taskbar search. When command prompt shows up in the search results, click on “run as administrator”.

At the prompt, in the command box, type this (exactly as shown).

Net user administrator /active:no

That’s it. The super administrator account will be gone, and you won’t see it on your login screen.
——–
dotty wrote back: “it worked. You are awesome. Keep up the great work. Happy new year to you & darcy. Thank you!

I have tried researching the message, can find nothing like it and no remedy either. I hope you can recommend a solution. Thank you, ellen.

Our answer
hi ellen. This sounds to me like you have a bad extension installed or something corrupted edge. The “too many redirects” error sounds like a bad extension. I would recommend you reset edge.

1. Click on the 3 dots at the top-right corner of edge
2. When “settings” opens click on “reset settings” (in the menu on the left).
3. On the page that opens, click on the arrow to the right of “restore settings to their default values”
4. You’ll see the following…

Reset Edge Cloudeight InfoAve tips & tricks

I recommend that after doing this you restart your computer and then try edge again.

I hope this helps you, ellen.

Louise wants to know what’s wrong with sticking with windows 7
I am a senior. I’m not technically savvy. My computer is over 10 years old. Is it a problem for me to stay with windows 7? Right now, it serves me well. I have malwarebytes protection. Thank you, ellen.

Our answer
hi louise. Windows 7 is no longer supported by microsoft -meaning you’re not getting core security updates. In non-technical terms that means no matter what antivirus or antimalware you use, your windows system is increasingly vulnerable to exploits, and the more time that passes the less secure your computer will be.

I strongly suggest you upgrade to windows 10; it’s still a free upgrade.

We offer a service where we help you with the upgrade and make windows 10 look much like windows 7. If you’re interested, you can read more about our service here:

I’m using an 8-year-old dell laptop and I upgraded to windows 10 without any problems.

Mary’s search box disappeared from her taskbar
the search bar disappeared from the taskbar. I have searched for it many times and cannot find it. I even asked microsoft and cannot get any answers. Can you help me with this? I am lost without it. Thank you for all your help every day and weekly. I would be lost without your newsletters.

Our answer
hi mary. Right-click on your taskbar. Find “search” on the menu.

Click on the little > (arrow) and a menu will appear.

Choose “show search box” from the menu.

And keep in mind, you can use always the windows key + S shortcut to open a search box anytime.

Margaret wants to know how to use a special font in thunderbird
how can download the lucinda calligraphy font into my mozilla thunderbird e-mail program?

Our answer
hi margaret. Lucinda calligraphy is a windows font, it comes with all versions of windows 7, windows 8x, and windows 10.

Any windows font should show up in thunderbird in the font selector.

Keep in mind that most windows users will see this font, but those using apple or android devices won’t.

Any time you use a font that is not installed on the recipient’s computer, they will not see the font – they will see whatever their default font is – on windows 10 it’s segoe UI.

What is your bonus tax rate?

Bonuses are taxed at ordinary income rates but the government may initially withhold more money than usual.

Calculating your bonus tax rate may seems like a prudent move with bonus season right around the corner. I see this issue confuse people time and time again, with most people assuming that bonuses are taxed at a higher rate than your regular salary.

Let’s put the myth to rest immediately:

Your bonus isn’t taxed at a higher rate.

Bonuses are taxed at the same ordinary income tax rate.

Part of the reason this myth persists is because bonuses and other types of supplemental income are subject to different rates of withholding.

Of course, the amount withheld from your paycheck has no relationship to the actual amount of tax paid each year, but it can be confusing to some. If your employer withholds too much money, the internal revenue service will be giving you the money back next year in the form of a tax refund after you’ve filed your tax return.

The internet isn’t very helpful either, with a lot of websites mistakenly declaring the supplemental tax rate to be a 22% flat tax. Again – there is no such thing. I would link to the sites I’m talking about, but I don’t want to give them any more exposure then they already have.

What’s your income tax on bonuses?

If you’re wondering how bonuses are taxed, I’m going to explain it in this section.

But first, you need to understand that the IRS considers supplemental wages to be any income paid to an employee that aren’t part of your regular wages in a regular paycheck.

That means most bonuses are supplemental wages.

When your employer makes a supplemental wage payment to you (i.E. Bonus), they have two options for how to treat your bonus.

If the supplemental wage is combined with regular wages and there’s no indication as to which part of the payment is regular wages and which part is supplemental, then the employer withholds as if the total was a single payment for a regular pay period.

That means if you are normally paid $5,000 a month and get a bonus in one month for $5,000, the IRS will treat you as if you’re making $120,000 a year (not ideal for you!).

Most employers don’t like this option either, so it’s not very common.

The vast majority of employers make it easy on themselves and separate the supplemental wages from the regular wages.

This is why you’ll often get one paycheck with your salary and a separate paycheck with your bonus.

If this is how your employer handles bonus payments, they’ve separated your “regular” wages from your “supplemental” wages.

Employers are required to withhold from your paycheck a flat rate of 22% of the bonus payment. (i.E. The withholding rate).

If you look at any recent bonus payment, it’s highly likely you’ll see that your federal withholding on your bonus payment is exactly 22%.

Just to reiterate, this has nothing to do with the actual bonus tax rate. This is only the amount that your employer is withholding and sending to the government and tax withholding is not the same as the total amount of taxes paid.

Bonuses, like regular income, are subject to medicare and social security taxes, so your bonus check should show deductions for medicare taxes in addition to the the deductions for federal income tax and state taxes (state income taxes vary by state so there is no single answer for how much will be withheld from your paycheck by the state – check with a tax professional in your area to be sure).

How to calculate your supplemental wages bonus tax rate

Calculating your actual bonus tax rate in a typical tax year isn’t that hard.

Your bonus is taxed at the same rate as all of your other income.

If you’re in the 33% tax bracket and you receive a bonus of $100,000, you will pay $33,000 in federal taxes.

The state and local taxes work the same way. Multiply the bonus amount by your marginal tax rate to understand how much you will pay.

Since your employer may withhold more or less than the actual amount you will pay, this will get sorted out when you pay your taxes.

If your employer withholds more than your marginal tax rate, you may get a refund when you file your tax return.

If your employer withholds less than your marginal tax rate, you may have to pay when you file your tax return.

A bonus tax rate would be impossible to track

If you think about it, a bonus tax rate doesn’t make any sense either. Why would the government want to tax bonuses at 22%, particularly for high income earners that are in the 39.6% tax bracket?

If you’re paying tax at 39.6%, 22% on your bonus doesn’t sound so bad. In fact, it would encourage all high income earners to insist that their employers classify as much income as “supplemental” as possible, therefore reducing their taxable income and resulting in less tax liability.

The same would be true for income earners below the 22% marginal federal tax rate. Everyone would be crying foul and demand that bonuses get included in regular wages (to be fair, people do complain but only because they misunderstand the difference between the withholding and the actual tax due).

Finally, there’s no place on form 1040 to include bonus income. Line 7 requires all wages, salaries, tips, etc. As reported on your W-2.

Since there’s no place to put bonus income on your 1040, there’s no way for the IRS to tax your bonus at a higher rate!

I hope that puts this personal finance issue to rest. Your bonus is taxed as ordinary income, just like all of your other wages.

Joshua holt A practicing private equity M&A lawyer and the creator of biglaw investor, josh couldn’t find a place where lawyers were talking about money, so he created it himself. He knows that the bogleheads forum is a great resource for tax questions and is always looking for honest advisors that provide good advice for a fair price.

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Thirty-four thoughts on what is your bonus tax rate?

The added supplemental bonus withholding always drives me crazy as I always forget what the rate is which makes it hard to estimate the payout until it occurs. You are 100% correct the tax rate doesn’t change, though its probably so hard for people to pick up because it doesn’t have a separate line.

It’s definitely confusing to people which is why I wrote this up so I could just link to it in the future. I have conversations every year with people about “how bonuses are taxed at a higher rate” which of course just isn’t true.

I work for a small law firm and just received the most amazing $25,000 bonus. Yet the take home was $13,000?. That’s not 25%.

25% just represents the federal portion of withholding. There could be many other factors that reduce your take home, such as state and local taxes, 401(k) contributions, etc. If your federal tax withholding rate was more than 25%, your firm could be treating the income as regular wages and not supplemental wages. Either way, it won’t affect the amount of taxes you pay in april of next year.

I am sorry, this still doesn’t make sense to me at all. I personally would rather that the government take all of the taxes out that they are going to take up front per the tax bracket that I am.. I had a commission check last year for $13,101.10 the break down was, fed income:$1,031.10, SST: $812.32, medicare tax: $189.98, NJ state income tax: $267.24, NJ SUI/SDI tax $92.37, 401k: 524.07 NET PAY: $10,184.57. That’s not 25%. That’s 22% on everything, not to mention, I thought you said the federal portion was supposed to be 25%? They only took about 8% federal. Lastly, because of this and my commission checks throughout the year, separately paid from my salary, my wife and I owed a lot of unexpected money in april. My employees explanation was, in short, the commissions are keyed in as a 9 week payment. They are keyed in this way because it is considered a quarterly payment (not a weekly payment like our weekly pay). What does that mean?

It’s always painful to see so much taken out of a bonus check. But it’s nice to get my money back if there are any overages.

The payroll tax is hitting income up to $127,200 now. Gotta love big government!

Ugh, thanks for reminding us sam. $127,200 is way more than the increase inflation too.

How’s not paying taxes working for texas and kansas? I always roll my eyes at people griping about how much they think they pay in the U.S. Americans pay nothing.

I was very confused by the withholding when I received my first bonus! I thought it was a flat tax and I remember googling and reading misleading things. You need to keyword stuff this post so that people find it ��

I hope it will show up in the search engines. It really is awful if you google it right now. Sites will tell you “yeah, your bonuses get taxed at 25%” – not true!

Thanks for the article. I just experienced this with my first “real” bonus and I was blown away by the 25% withheld. I’m a layman when it comes to this stuff…for the most part. So, whether it’s a withholding or a tax rate, it’s still a huge chunk of money that is going to the federal government and not my bank account. I’m one of the “bemoaners” that you mentioned and to me it’s all the same, just different terminology. Is there legislation that put this into place that could possibly be changed? Has any political party or group tried to change this? I would be interested to know the history of this supplemental wage withholding and what the justification for it was when it was introduced. Not asking you to provide all of that, just venting my curiosity. I’ll be doing some research to find out these answers. I’m not a high earner, I’m in the middle so this is definitely a much larger amount taken out/withheld, by percentage, than I’m used to on my regular pay check. Thanks again for clarifying some of the confusion with this article.

I don’t know the history, but if you find out please come back and update us. I understand your frustration over having no choice in the matter but perhaps think of it as forced savings. When you get that all back on your tax returns it’ll be a nice surprise.

My income or salary gets taxed at 29.62% as tracked by ADP ipaystatements. My bonuses get taxed at 37.8%. The program shows a graph and lists the % of income taxed, taken home and invested. I still don’t understand this even after reading the article.

Remember, we’re talking about withholding (not actual taxes). Everything is taxed the same. I’m not sure why your employer is withholding 37.8% of a bonus check. Are your bonus dollars included in your regular paycheck or in a separate check? If separate, I would think it would be 25%. Maybe worth asking HR.

It’s probably exactly because his employer is (correctly) treating bonus income like ordinary income for the actual calculations, but then separating it out from salaried income when reporting it to him on his pay stubs.

Let’s assume he has 24 pay periods a year (i.E., checks twice a month). This would work the same for bi-weekly, which would be 26 pay checks a year, or monthly, which would be 12 paychecks a year, or whatever else. But let’s just go with 24 for the sake of an example.

Each pay period, his company’s software is just looking at 2 things: the amount of ‘take home pay’ and the withholding rate he’s requested via his W4. By take home pay I mean gross taxable income, so gross pay less any pre-tax deductions like 401k contributions, healthcare costs, etc.

So in this scenario, for every pay period, the company’s payroll software/team is doing a simple calculation to determine the appropriate marginal tax rate(s) to apply: (amount of take home pay) X (24).

Why is it doing this? Basically, he is getting paid 2x monthly, but the federal government reckons taxes on how much he gets paid annually, not how much he gets paid in a single check. This is a problem because the payroll system needs to withhold the money now, but it doesn’t know what his annual total income will be. So the payroll software is attempting to figure out how much he will make annually based on the the inputs available to it, i.E., how much he is getting paid in this pay period and how many total pay periods there will be in the year. Since this pay check is 1 out of 24 he will receive in the year, it assumes that if it multiplies whatever he is getting paid in this check by the total number of checks he will get paid for the year, then it it will have his total annual income, which is what it needs to determine his tax liability on the money he earned in this pay period.

The important thing to note here is that this calculation isn’t “smart”. It’s going to (mistakenly) assume that the total take home pay for any given period is going to happen exactly the same way 23 more times in this calendar year. So when he has a pay period that is substantially higher than ‘normal’ because of a one-time or quarterly bonus, it’s going to create a ‘new normal’ to decide how much it needs to withhold for taxes. In these ‘higher’ pay periods, his total income is going to be over-withheld, and he will end up getting this amount credited back to him at the end of the year when his final annual tax burden vs total withholding is calculated (i.E., when he ‘does his taxes’ the following april).

This can be avoided, but it’s a bit of a pain. If he knows when he will be paid a bonus, he can go in and manually adjust his W4 so a lower total percentage of income will be withheld in that pay period. This post is already super long, so I won’t go into detail on this, but it’s 100% possible, 100% legal, but also a 100% a hassle and for most people not worth bothering with.

Anyway, back to this specific case. It sounds like in the case of this guy’s company, something especially misleading is going on. For employee reporting purposes on pay stubs, it is separating out the bonus and salary income as two separate buckets and giving him a separate breakdown for each. Keep in mind that this makes sense to him and the company, to look at salary and bonus income separately. But the IRS does not care, it treats all this income the same. This is helping to create the misconception that different rates of withholding are being applied to different types of income.

Basically, the payroll software has decided to ‘start’ with the salary income and ‘finish’ with the bonus income. So the salary income seems like it is being withheld at a lower tax rate, but this is only because the software has arbitrarily chosen to calculate it ‘first’, so that income has been withheld starting with the lowest tax rate possible, only graduating up to the highest marginal tax rate it is eligible for. On the other hand, the bonus income withholding is picking up at the highest marginal tax rate where the salary income left off, and possibly even jumping up into higher marginal tax rates beyond that.

Again, this is all happening because the payroll system has arbitrarily separated two types of ordinary income (salary and bonus) that the IRS treats the same. If the software operated differently, and the bonus income was treated first, he would be left with the opposite (but equally incorrect) impression that his bonus was being withheld at a far lower rate than his salaried income.

I received a bonus and the withholding was 44%!! What the heck?!

No deposit casino bonuses and bonus codes for 2021

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We’ve done our best to put together the following listing of free casino bonuses which should suit your needs the most. The list is based mostly on your country, as many bonuses are only valid to players from certain countries. However, other ranging factors, such as the bonus value and the casino's rating, have been added into the mix as well.

If we haven’t guessed your country correctly from your IP address, you can change it by clicking the flag in the top right corner.

If you are new to no deposit casino bonuses , the answers to the following questions may interest you:

Note: you should be aware that not all casinos treat their players fairly. That's why we recommend reading our casino reviews before registering and using our list of best online casinos when choosing a new site to play at, especially if you intend to deposit your own money into the casino.

Introduction to free slot bonuses

No deposit bonuses are a promotion given by online casinos to attract new players. These bonuses usually take the form of free credit , which can be used to bet on various games, or the form of several prepaid spins on certain slots.

No-deposit bonuses are usually given as a gift to attract new players . The main goal of these bonuses is to promote the casino's brand and get an email address or a phone number from potential players. These contacts will very likely be used for marketing purposes.

Terms and conditions of free registration bonuses

"one bonus per player" is the most important of the no deposit bonus policies. As the bonus is free, the casino obviously doesn’t want to give it to the same player over and over. If you manage to meet the bonus wagering requirements and want to withdraw your win, the casino will verify your identity. If you have signed up yourself as john smith (and it isn't your actual name), you’ll never make a successful withdrawal.

Casinos are quite smart when it comes to this, so your only chance is to sign up with your own name and only once for every bonus and every casino.

If a bonus has the form of a free credit, you’ll have to roll it over many times before you can withdraw. No deposit bonuses have very high wagering requirements – sometimes up to 100x.

This means that if you got $10 of free credit, you’ll have to play for example 1000 spins at $1 each to roll it over. Note that not all games are allowed to be played with the bonus credit, and not all games contribute at the same rate to roll over requirements. For example blackjack is usually either completely forbidden, or contributes only 5% of each bet. In that case you would need to place 20 times more bets on blackjack than on slots.

In the case of prepaid spins, the casino will total your winnings from these spins. When you finish spinning, you’ll have to roll over the total amount you’ve won in free spins many times over.

You won $3.69 from 10 free spins on starburst. With 50x wagering requirements, you’ll have to bet more than $184.50 in total to be able to withdraw your money.

You will lose the vast majority of free bonuses before meeting the wagering requirements. But if you are lucky enough to roll the bonus over, then you have to be aware of the MAXIMUM CONVERTED VALUE rule. Even if you end up with a bonus value higher than $500, you usually won’t be allowed to withdraw more than $50-$100.

Another rule is the maximum allowed bet . If the casino defines the maximum bet when playing with a bonus, you must not exceed it. Otherwise, the casino will have an excuse to refuse to pay you out. And the majority of casinos really will use this excuse. Be aware that this rule is not enforced by the casino system, so it’s up to you to read bonus terms and conditions carefully .

The last rule applied by some casinos is that you’ll need to make a deposit before cashing out your no deposit bonus. I think that casinos use this as another form of verification. But be careful, because some casinos may try to trick you and force you to play with this "verification deposit". Always ask on live chat to make sure you understand the terms and conditions properly - and save the conversation.

Can I really win on slots without risking my money?

Many casinos are fair about their no deposit promotions, and a clear reputation is one of their most important assets. We are quite strict when it comes to casinos that don’t keep their word.

The maximum win is usually limited, and an amount like $50 is too low to risk the casino’s reputation.

How do casinos make money on free slots bonuses?

The answer is simple: they don’t.

From the casino’s perspective, no deposit bonuses on slots are an expense for marketing . The casino hopes to attract new players, which will spread the word about their brand. Also, some players will stay and deposit real money.

A lot depends on the habits of players from every particular country . Players from western europe are more likely to be real casual players. This kind of player often makes a small deposit after playing with a no deposit bonus. Players from russia and eastern europe are more likely to be pure bonus gatherers who are looking just for a profit without the risk. That is the reason why most casinos don’t give free bonuses to players from these countries.

Despite the fact that high rollers and the most valuable players are usually not very interested in 10 free spins at $0.10 each, no deposit bonuses can help the casinos attract at least casual players . With a long term perspective, these bonuses may pay for themselves.

Can I get a casino registration bonus several times?

Casinos are very strict about the one bonus per player policy , and childish attempts get around it have no chance to succeed. You have to sign up with a name for which you have a valid ID and passport.

If you are not able to prove your identity, you won’t get paid.

If you sign up multiple times from same IP, you won’t get paid.

If you slightly modify your name, you won’t get paid.

Our advice is: don’t try to do that . Casinos have to pay for the free spins to the game providers, so you’ll just increase their expenses and won’t help yourself in any way. The only effect will be that you piss the casino manager off, and he may exclude players from your country from this promotion in the future.

Instead of using a no deposit bonus multiple times, we suggest looking for other bonuses from different casinos , either in our list of no deposit bonuses, or on other websites, such as lcb.Org. Another well renowned website is nodepositfriend.Com, which offers a comprehensive list with numerous no deposit bonus offers for you to enjoy. If you've already used all bonuses listed here, on casino guru, remember that there are other sites where you can find new bonus offers for you to try.

No deposit bonuses FAQ

What are no deposit bonuses?

No deposit bonuses are a type of casino bonuses given to players without the need for them to deposit their own money into the casino. Casinos use them as a promotional tool to give new players an incentive to create an account and start playing. No deposit bonuses make it possible to essentially gamble for free, but their values are generally low.

How do no deposit bonuses work?

Using a no deposit bonus is simple. They are given to new players as a reward for registering. Some of them are given to players automatically, while others require entering a specific promotional code, or contacting the customer support and asking for it. After getting a bonus, players are free to play with it but have to follow rules specified by the casino. These rules differ from bonus to bonus and generally also influence how much you can win from your bonus, so it is good to check them out in advance.

Can I claim all listed no deposit bonuses?

You can only have one account in each casino and claim each free bonus just once, however, there is a big number of online casinos, and many of them offer no deposit bonuses to new players. That said, no deposit bonuses are generally offered only to players from selected countries, so you will only be able to use those offered to residents of your country.

What types of no deposit bonuses are there?

There are two main types of no deposit bonuses – free spins and free cash. Both allow players to play real-money casino games for free, but there is an important difference. Free spin bonuses are tied to specific slots, while free cash bonuses can be used on any game that has not been restricted for that bonus.

What are free cash bonuses?

Free cash bonuses are a type of no deposit casino bonuses. After a player claims them, the bonus amount is added to their player account as bonus money. The player can then play any casino games, with the exception of so-called restricted games, which are specified in the terms and conditions of each specific bonus. We advise reading the T&cs before playing.

What are free spin bonuses?

Free spin bonuses are a type of no deposit casino bonuses. These bonuses grant the player the possibility to play a certain number of spins on selected slot machines. The amount the player wins is then added to their player account as bonus money, and wagering requirements need to be met to be able to make a withdrawal.

Can I play any games with my bonus?

Generally speaking, no. Most casino bonuses, including the no deposit ones, have some restricted games specified in their terms and conditions. This means that you can play all casino games apart from those that have been restricted.

Additionally, for free spin bonuses, the free spins you get from the casino can generally be used just on selected slot machine or slot machines.

What are wagering requirements?

Wagering requirements are a key part of all online casino bonuses. You can’t just get a bonus and instantly withdraw your money. Before being allowed to make a withdrawal, you need to play with your bonus money. Wagering requirements describe how many times you need to play through your bonus money to "unlock" it for a withdrawal.

For example, if you get a $10 bonus with 40x wagering requirements, it means you need to place bets with a total value of $400 before making a withdrawal.

Find all the latest online casino bonuses & promotions along with coupon codes of spinia casino . Signup for free to redeem these codes and win real money!

Bonus available for existing players

€/$150,000 in cash prize + 150,000 FS

Bonus available for existing players

€2,021 in cash prize

Join the VIP program at spinia casino to get exclusive bonuses

Bonus available for existing players

Exclusive VIP offers

Get reload bonus up to €/$250 + 25 free spins on every sunday at spinia casino

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€/$250 + 25 free spins

Cazino zeppelin

Claim 50 free spins bonus on every wednesday at spinia casino

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50 free spins

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Get second deposit bonus 50% up to €/$150 + 25 free spins at spinia casino

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€/$150 + 25 free spins

Turn your fortune

Join spinia casino and get first deposit bonus 100% up to €/$100 + 25 free spins

Bonus available for new players only

€/$100 + 25 free spins

Spinia casino bonuses & promotions guide

Spinia casino is a perfect online casino for the players who are looking for plenty of games as well as bonuses at the same place. Play at this online casino if this what you have been looking for. You can easily find these bonuses under the ‘promotions’ tab. Only what is easy can be fun thus to make sure enjoying at this casino site is fun, we have briefly described the free spins, no deposit bonuses as well as no deposit bonuses at this casino site below.

Spinia casino free spins no deposit bonus

A no deposit on sign up is what never ceases to amaze the players. And, when given to the players on sign up, it is like a cherry on the top. This is what exactly you get at spinia casino. Register at this casino site and if you are lucky enough, you will be given a no deposit bonus. However, there are some important terms associated with these that must be taken care of. These are:

Only the players who verify their email address will be awarded the free spins.

Free spins will be added to the accounts of the eligible players within 24 hours of signing up.

The maximum cashout that can be made from these free spins is limited to $50.

Players must launch the slot game on which the free spins have been awarded to activate them.

How can I claim spinia casino sign up bonus?

A welcome bonus is what rewards all the new players signing up at an online casino with a terrific bonus. Spinia casino also rewards all the newbies with a huge bonus on the first deposit that the players make at this online casino. Read below to know how to claim this new player bonus.

Visit the spinia casino site and click on register.

Redeem the promo code and the bonus funds will be added to your account.

Repeat the above steps on the first three deposits that the players make.

Are there any spinia casino bonuses for existing players?

Just like the new players, the existing players of spinia casino site also get to enjoy the bonuses that this casino site offers. These bonuses are given to the players on regular intervals and include free spins, match bonuses, reload bonuses and a lot more. To make this easier for you to read below to know about the promotional offers this casino site.

Reload bonus

One time bonuses are too mainstream thus spinia casino offers brings reload bonuses to the players. These make sure that the bonus funds that the players get to enjoy never come to a halt. These give the players a chance to enjoy bonuses on a daily, weekly and monthly basis. All you have to do is keep a check on these each time you log in.

Free spins

If you love playing slot games, you can not deny being in love with the free spin. As evident from the name, spinia casino has a special dedication for the players who love playing an online casino game. These can be easily found in the promotions lobby of this casino site and are given to the players with its bonuses like a weekly bonus, monthly bonus and others. But hey! If you just turned out to be lucky and have a free spins bonus to claim, don’t forget to take care of the following key points.

If it is a deposit free spins bonus, the deposit amount must be played with at least thrice to claim the free spins.

You need to activate the free spins by launching the slot game on which they have been awarded to use them.

Free spins winnings are considered as bonus funds and should be wagered before being withdrawn

VIP club

Enjoy the VIP feels by joining the spinia casino VIP club which brings along a chance to enjoy perks like exclusive bonuses and promotional offers, increased withdrawal limits and a lot more. All you have to do is keep playing at this casino to become a VIP player. Thereafter you keep on advancing the VIP tiers which bring even more chances to win.

How can I claim a bonus at spinia casino?

The best part about playing a spinia casino is that you get to enjoy a number of bonuses as well as a thrilling collection of games at the same gaming platform. Just keep a check on its online casino site and your registered email address to choose the bonus that you want to claim. Once you have made up your mind on which bonus do you want to claim, follow the steps given below.

Visit the spinia casino site and sign up for an account.

Go to the promotions section to choose the bonus you want to claim.

After that visit the cashier and make a deposit of minimum $20 (if required).

Redeem the promo code in the ‘enter code’ tab.

The bonus funds will be added to your account.

Play with the bonus funds at least 40 times to complete the wagering requirements.

Once the wagering is complete click on ‘withdraw’ to cash out the bonus funds.

�� forex no-deposit bonuses 2021

nodeposit bonus	bonus	valid till
7bforex \| no-deposit bonus	$25	dec/31/2021
AGEA \| $5 no-deposit bonus	$5	dec/31/2021
almahfaza \| phone verification bonus (in arabian)	$50	dec/31/2021
arum trade \| “first investment” no-deposit bonus	$30	dec/31/2021
atlasforex \| $50 USD no-deposit bonus (in japanese)	$50	jan/31/2021
bityard \| beginner rewards	4 USDT	dec/31/2021
bullseye markets \| $25 USD no-deposit bonus	$25	dec/31/2021
bybit \| $10 registration bonus	$10	dec/31/2021
bybit \| social media bonus	$5	dec/31/2021
bybit \| survey bonus	$5	dec/31/2021
cfmerchants \| $50 welcome no deposit bonus	$50	dec/31/2021
corsa capital \| $100 no-deposit fixed welcome bonus	$100	dec/31/2021
cube global \| $20 no-deposit bonus	$20	dec/31/2021
CWG \| hi account! $50 USD no-deposit bonus	$50	dec/31/2021
elite fin FX \| free $20 no-deposit bonus	$20	dec/31/2021
emporio trading \| $30 USD no-deposit bonus	$30	dec/31/2021
FBS \| level up bonus FREE $140	$140	dec/31/2021
FBS \| no-deposit "trade 100 bonus"	$100	dec/31/2021
FBS \| quick start $100 no-deposit bonus	$100	dec/31/2021
forex.Ee \| 15 USD welcome no deposit bonus	$15	dec/31/2021
forexchief \| no deposit bonus $50 (in indonesian)	$50	dec/31/2021
fortfs \| $35 USD no-deposit welcome bonus	$35	dec/31/2021
freshcent \| 300 cent bonus "start working with a gift!"	$3	jan/31/2021
freshforex \| no deposit bonus $2021	$2020	feb/28/2021
FX TRB \| $50 no deposit welcome bonus (in thai)	$50	dec/31/2021
fxcess \| $10 no-deposit email verification bonus	$10	dec/31/2021
fxcess \| $15 no-deposit phone verification bonus	$15	dec/31/2021
fxgiants \| email verification bonus	$30	dec/31/2021
fxgiants \| phone verification bonus	$15	dec/31/2021
fxopen \| $1 no deposit bonus for micro accounts	$1	dec/31/2021
fxopen \| $10 no-deposit bonus	$10	dec/31/2021
fxoptexgroups \| $30 USD free account	$30	dec/31/2021
fxplayer \| $100 no-deposit bonus	$100	dec/31/2021
fxprivate \| $10 "only for friends" no-deposit bonus	$10	dec/31/2021
fxprocent \| $300 cents no deposit bonus	$3	dec/31/2021
FXQM \| $30 USD welcome bonus	$30	dec/31/2021
gannmarkets \| $30 welcome bonus	$30	dec/31/2021
GICM \| $25 no deposit bonus	$10	dec/31/2021
global crypto exchange \| subscribe for your 1000 FREE tokens	$100	mar/20/2021
GNT capital \| $50 USD trading bonus	$50	dec/31/2021
GOFX \| $30 free trading bonus (in thai)	$30	dec/31/2021
heart forex \| $100 welcome bonus	$100	dec/31/2021
hexta prime \| $30 USD no-deposit bonus	$30	dec/31/2021
instaforex \| $3,500 startup no-deposit bonus	$3500	dec/31/2021
IUX market \| account open bonus $30	$30	dec/31/2021
kaje forex \| $50 USD welcome no-deposit bonus	$50	dec/31/2021
meefx \| welcome no-deposit bonus $5 USD	$5	dec/31/2021
mitrade \| 50 USD trial bonus	$50	dec/31/2021
noble sky \| USD 500 reward for login	$500	dec/31/2021
noble sky \| welcome new year gift of USD 1000	$1000	mar/05/2021
PPM PRIME \| $40 free to trade no deposit bonus	$40	dec/31/2021
redstonefx \| $88 no-deposit bonus	$88	dec/31/2021
roboforex \| $30 welcome bonus	$30	dec/31/2021
seven capitals \| new year´s exclusive real $100 account	$100	jan/31/2021
SFEX \| $50 no-deposit welcome bonus	$50	dec/31/2021
sinosoft FX \| trade free with $20 no-deposit bonus	$20	dec/31/2021
superforex \| $50 no-deposit bonus	$50	dec/31/2021
templerfx \| no deposit bonus 30$	$30	dec/31/2021
tiomarkets \| $25 USD no-deposit bonus	$25	mar/31/2021
tradehall \| $50 welcome no-deposit bonus	$50	dec/31/2021
tradeland \| $50 welcome no-deposit bonus	$50	dec/31/2021
traders trust \| $100 USD no-deposit bonus	$100	dec/31/2021
unicorn brokers \| $50 free bonus for afghanian customers	$50	dec/31/2021
upforex \| $100 no-deposit welcome bonus	$100	dec/31/2021
velocity trades \| $25 no deposit bonus	$25	dec/31/2021
windsor brokers \| free account $30	$30	dec/31/2021
world forex \| $10 or $20 USD bonus	$20	dec/31/2021
world trade investment \| $50 no-deposit bonus	$50	dec/31/2021
XM group \| $30 no-deposit bonus	$30	dec/31/2021
xtreamforex \| $25 no deposit bonus	$25	dec/31/2021

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FXTRB - $50 no deposit bonus

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SFEX - $50 welcome no deposit bonus

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40 usd no deposit bonus ! Https://panel.Coinofa.Com/

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Profitto ltd - $30 USD no deposit bonus

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GEMFOREX - 30,000 JPY no deposit bonus

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Templerfx - no deposit bonus 30$!

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Milton markets - welcome bonus $50

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Instaforex - $2000 startup no-deposit bonus

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Freshforex - 300 USC no deposit bonus

The promotion is valid from december 11, 2020 to january 31, 2021 ;
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Xtreamforex | $25 no deposit bonus

Getting ready to start your trading without committing an investment. No deposit bonus for newbies to try out services to start earning profit without risking any of their funds.

Bonus available for philippines clients:- no deposit bonus of amount $25 is available for philippines clients with live trading account with verified status. No need to deposit to claim the bonus.

Easy to claim:- register the live account, verify the trading account. Get the bonus by registering the live trading account.

Start your trading:- after getting the bonus you will able to start your trading to earn more profits with zero investment.

Start date to registration:- no deposit bonus account will start on 7th december 2020 for a limited time.

Maximum leverage is 1:400.

Trading account credited with $25 no deposit bonus is not eligible for commissions and ibrebates.

No deposit casino bonuses and bonus codes for 2021

Available to you: 62 bonuses

Browse online casino bonuses available to players from UA. This list of bonuses contains exclusively offers that you can claim.

Casino guru

We want players to understand gambling.

150 FREE SPINS on dead or alive

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100 FREE SPINS on razor shark

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150 FREE SPINS on voodoo gold

$10 NO DEPOSIT BONUS

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150 FREE SPINS on midas golden touch

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20 FREE SPINS on book of dead

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888 руб NO DEPOSIT BONUS

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20 FREE SPINS on book of dead

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77 FREE SPINS on multiple games

The promo code will be sent to you in a text message

€15 NO DEPOSIT BONUS

Activate bonus in your account

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If we haven’t guessed your country correctly from your IP address, you can change it by clicking the flag in the top right corner.

If you are new to no deposit casino bonuses , the answers to the following questions may interest you:

Introduction to free slot bonuses

Terms and conditions of free registration bonuses

Casinos are quite smart when it comes to this, so your only chance is to sign up with your own name and only once for every bonus and every casino.

If a bonus has the form of a free credit, you’ll have to roll it over many times before you can withdraw. No deposit bonuses have very high wagering requirements – sometimes up to 100x.

In the case of prepaid spins, the casino will total your winnings from these spins. When you finish spinning, you’ll have to roll over the total amount you’ve won in free spins many times over.

You won $3.69 from 10 free spins on starburst. With 50x wagering requirements, you’ll have to bet more than $184.50 in total to be able to withdraw your money.

Can I really win on slots without risking my money?

Many casinos are fair about their no deposit promotions, and a clear reputation is one of their most important assets. We are quite strict when it comes to casinos that don’t keep their word.

The maximum win is usually limited, and an amount like $50 is too low to risk the casino’s reputation.

How do casinos make money on free slots bonuses?

The answer is simple: they don’t.

Can I get a casino registration bonus several times?

If you are not able to prove your identity, you won’t get paid.

If you sign up multiple times from same IP, you won’t get paid.

If you slightly modify your name, you won’t get paid.

No deposit bonuses FAQ

What are no deposit bonuses?

How do no deposit bonuses work?

Can I claim all listed no deposit bonuses?

What types of no deposit bonuses are there?

What are free cash bonuses?

What are free spin bonuses?

Can I play any games with my bonus?

Additionally, for free spin bonuses, the free spins you get from the casino can generally be used just on selected slot machine or slot machines.

What are wagering requirements?

For example, if you get a $10 bonus with 40x wagering requirements, it means you need to place bets with a total value of $400 before making a withdrawal.

Union assurance launches ‘lifestyle bonus 2021’

An exciting campaign with a host of competitions, prizes and discounts!

Union assurance PLC, a john keells company, brings back a bigger and better campaign with this year’s ‘lifestyle bonus 2021’, offering customers a chance to win state-of-the-art smart devices to complement a smarter lifestyle, coupled with a series of discounts through their partner network.

The campaign, comprising of a raffle draw and concessions from a host of collaborating brands was launched on 4 th january to kick-start the year on a celebratory note. The offers are eligible to customers who sign up for a union assurance life insurance policy with a minimum premium of rs.15,000 monthly, rs.45,000 quarterly, rs.75,000 half yearly or rs.150,000 annually, within the campaign period of 01 st january to 31 st march 2021 with a special mention of higher premiums being eligible for multiple entries.

Commenting on the competition, senath jayathilake, general manager distribution of union assurance stated, “we are very excited to announce the launch of lifestyle bonus 2021. We anticipate intense competition for the prizes we have in store this year considering the success of the first instalment of lifestyle bonus the previous year. We have included a raffle draw with over 50 high-value items to be won as an additional feature, as well as discounts with partner merchants with an island-wide presence. As we protect lifestyles, ambitions and relationships with a product portfolio that expands across health, retirement, education, and investment, we look forward to enriching the lifestyles of our new policyholders with this new and exciting competition.”

Lifestyle bonus 2021 introduces seven distinctive prizes for the raffle draw starting with the first prize, an iphone 12 pro max 516GB, followed by ipad air 2020 with apple pencil 2nd gen & magic keyboard, samsung 55″ smart TV, asus UX363 laptops, samsung 43″ smart tvs, samsung A30 phones, and wifi routers with 50GB of data per month, free for 1 year.

Policyholders signing up with union assurance lifestyle bonus will also have access to a series of discounts up to 20% with affiliated partners up to 31 st march 2021. Affiliate partners include vision care, eric rajapakse opticians, john keells office automation (JKOA), mobitel and vijitha yapa bookshop.

For further details, customers can call their personal financial advisor or the union assurance hotline on 1330. Feel free to visit the link unionassurance.Com/our-services/life-style-bonus for terms and condition. Union assurance’s competition registration number, WP/GT/5454, as provided by inland revenue legitimizes the competition as required by the government to ensure the legally approved offering for customers.

Union assurance is a part of the john keells group, sri lanka’s largest listed conglomerate. It is among the most awarded insurance companies in sri lanka, completing over three decades of success with a market capitalization of rs. 18.2 bn, a life fund of rs. 41.3 bn and a capital adequacy ratio (CAR) of 447% as at november 2020. Set to empower the sri lankan dream, union assurance offers life insurance solutions that cover education, health, investment, protection, and retirement needs of sri lankans. With 76 branches and an over 3000-strong workforce, union assurance continues to invest in people, products, and processes with a customer-centric focus to be responsive to emerging changes in the life insurance industry.

So, let's see, what we have: bonus questions & answers 2021-1 bonus questions and answers 2021-1 we get a lot of great questions. We try to answer as many as we can in our infoave weekly newsletter. And sometimes we at email bonus 2021